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Emerald Isle, North Carolina eviction risk overview
City brief · 3,934 residents

Emerald Isle, NC Eviction Risk: LOW

Carteret County · Population 3,934

In 2026
Risk score
3.5
LOW

16th percentile, North Carolina.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.4 Average2.4 Now3.5
10 5 1976 · score 1.8 1977 · score 1.9 1978 · score 1.8 1979 · score 2.0 1980 · score 1.6 1981 · score 1.7 1982 · score 1.8 1983 · score 1.7 1984 · score 1.4 1985 · score 1.4 1986 · score 1.4 1987 · score 1.4 1988 · score 1.5 1989 · score 1.5 1990 · score 1.5 1991 · score 1.6 1992 · score 1.8 1993 · score 1.9 1994 · score 1.9 1995 · score 1.9 1996 · score 1.8 1997 · score 1.9 1998 · score 1.9 1999 · score 2.0 2000 · score 2.0 2001 · score 2.1 2002 · score 2.1 2003 · score 2.1 2004 · score 2.1 2005 · score 2.1 2006 · score 2.2 2007 · score 2.2 2008 · score 2.8 2009 · score 2.9 2010 · score 2.9 2011 · score 3.0 2012 · score 2.8 2013 · score 2.9 2014 · score 3.0 2015 · score 3.0 2016 · score 3.0 2017 · score 3.2 2018 · score 3.3 2019 · score 3.5 2020 · score 3.9 2021 · score 4.0 2022 · score 4.0 2023 · score 4.0 2024 · score 3.9 2025 · score 4.8 2026 · score 3.5

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.7 Regional 4.7 State 2.3 Economic 3.1 Supply 6.4 Rent Control 5.1 Eviction 2.1 Tenant 4.1 Housing 3.9 3.5 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +43.1% (2024)
    4.7
  2. Regional political climate
    County-weighted neighbor mix
    4.7
  3. State political climate
    North Carolina legislature & governorship
    2.3
  4. Economic stress
    3.9% poverty · 1.4% unemp.
    3.1
  5. Supply constraint
    $1,704 average · 14.4% renters
    6.4
  6. Rent Control risk
    28.0% of income on rent
    5.1
  7. Eviction process difficulty
    42 days filing → judgment
    2.1
  8. Tenant organizing strength
    14.4% renters
    4.1
  9. Housing court bias
    County bench composition
    3.9
Geographic context

Risk heat across Emerald Isle and the region

Click any city to see its score

How Emerald Isle compares

Risk score vs. peers, county, state, and the U.S.
Rank in Carteret County
Moderate
#9 of 17 cities
Rank in county, 50th percentileBottomTop
#9 of 17 cities in Carteret County for landlord eviction risk.
Rank in North Carolina
Very Low
#660 of 774 cities
Rank in state, 15th percentileBottomTop
#660 of 774 cities in North Carolina for landlord eviction risk.
vs. county · state · U.S.
Emerald Isle risk score vs. county / state / U.S.Emerald Isle: 3.53.5Emerald IsleThis cityCounty: 3.63.6Countyavg in countyState: 4.84.8Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3.5
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.5/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+1.7 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 42d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,704/mo. A contested eviction takes 42 days and costs $1,601–$3,872 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 14.4%
    Renters
    The renters

    Who you'll be renting to.

    Out of 3,934 residents, 14.4% rent. 28% are spending 30%+ income on rent, 3.9% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.7
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.7 and 4.7 (GOP margin +43.1% (2024)). State climate at 2.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.1, housing court bias 3.9, rent-control risk 5.1. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.9 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 3.1
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 3.1. Supply constraint: 6.4. The numbers behind those: 3.9% poverty, 1.4% unemployment, 28% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Emerald Isle sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Jacksonville, NC · 48d · ~$2.8k all-in ($59/day) · score 5 Jacksonville Charlotte, NC · 43d · ~$2.9k all-in ($68/day) · score 5.1 Charlotte Raleigh, NC · 45d · ~$3.0k all-in ($66/day) · score 5.3 Raleigh Greensboro, NC · 44d · ~$2.7k all-in ($61/day) · score 5.1 Greensboro Durham, NC · 45d · ~$2.7k all-in ($60/day) · score 5.8 Durham Winston-Salem, NC · 48d · ~$3.2k all-in ($66/day) · score 4.3 Winston-Salem Fayetteville, NC · 48d · ~$2.8k all-in ($59/day) · score 3.9 Fayetteville Cary, NC · 46d · ~$2.8k all-in ($61/day) · score 3.6 Cary Wilmington, NC · 49d · ~$2.9k all-in ($60/day) · score 4 Wilmington High Point, NC · 41d · ~$3.3k all-in ($80/day) · score 4 High Point Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Emerald Isle
Emerald Isle · 42d · ~$2.7k all-in ($65/day) · score 3.5 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Emerald Isle, NC

Landlording in Emerald Isle, North Carolina, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.5/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Emerald Isle is a city of 3,934 residents where 14.4% of occupied units are renter-occupied, and the typical renter spends 28.0% of income on rent. At an average rent of $1,704/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Emerald Isle eviction process actually works

Eviction process difficulty here reads 2.1/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Emerald Isle closes 42 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Emerald Isle's timeline is usually the calendar, not the motion practice. Housing court bias scores 3.9/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Emerald Isle runs $1,601 to $3,872 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 42 days of typical timeline and $1,704/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 4.1/10 in Emerald Isle, and the city has limited rent control exposure (5.1/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In North Carolina, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Emerald Isle: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match North Carolina's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,872 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Emerald Isle

Trap · PRACTICAL TRAP
Cost-versus-timeline trade-off: at 42 days and roughly $3,872 on the high end, cash-for-keys at $1,548 to $2,323 typically beats the legal route for non-aggravated cases. Default judgment frequency is high under NCGS 42-26.
05FAQ

Frequently asked questions

Q1

What's the best way to handle a tenant who always pays late?

Consistent late payments are a breach of your lease. Enforce your late fees every single time. If it continues, consider serving a notice to cure or quit (if your lease allows for non-monetary breaches to be cured) or a non-renewal notice if the lease term is ending. Don't let it slide, or it will become the norm.
Q2

Can I turn off utilities if a tenant isn't paying rent?

Absolutely not. Self-help evictions, like turning off utilities, changing locks, or removing a tenant's belongings, are illegal in North Carolina and can lead to severe penalties, including monetary damages awarded to the tenant. Always follow the legal eviction process.
Q3

How often should I raise the rent in Emerald Isle?

There's no rent control in North Carolina, so you can raise the rent as market conditions dictate, provided you give proper notice (typically 30 days for month-to-month leases, or as specified in your lease for longer terms). However, consider the local market and tenant retention. Excessive increases can lead to vacancies. You can find more on this in our North Carolina rent control rules guide.
Q4

What if the tenant leaves personal belongings after eviction?

North Carolina law (N.C.G.S. § 42-25.9) requires you to store the tenant's personal property for at least 7 days after the execution of the writ of possession. You must notify the tenant of the location of the stored property. After 7 days, if they haven't claimed it, you can dispose of it, usually by selling it and applying proceeds to storage costs and any money owed.
Q5

Do I need an attorney for every eviction?

Not necessarily for every single step, especially if it's a very straightforward non-payment case and you're familiar with the process. However, for anything complex, if the tenant hires a lawyer, or if you feel overwhelmed, an attorney is a wise investment. They can prevent costly procedural errors and expedite the process. For more on tenant protections, visit North Carolina tenant protections.
06Score

What this score means for landlords2

A 3.5/10 places Emerald Isle in the 16th percentile of North Carolina cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.