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Silver City, North Carolina eviction risk overview
City brief · 592 residents

Silver City, NC Eviction Risk: MODERATE

Hoke County · Population 592

In 2026
Risk score
4.2
MODERATE

44th percentile, North Carolina.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.4 Average2.2 Now4.2
10 5 1976 · score 2.0 1977 · score 2.0 1978 · score 2.0 1979 · score 2.1 1980 · score 1.8 1981 · score 1.8 1982 · score 1.8 1983 · score 1.8 1984 · score 1.4 1985 · score 1.4 1986 · score 1.4 1987 · score 1.4 1988 · score 1.5 1989 · score 1.5 1990 · score 1.6 1991 · score 1.6 1992 · score 1.9 1993 · score 1.9 1994 · score 1.9 1995 · score 1.9 1996 · score 1.8 1997 · score 1.8 1998 · score 1.9 1999 · score 1.9 2000 · score 2.1 2001 · score 2.2 2002 · score 2.2 2003 · score 2.2 2004 · score 2.0 2005 · score 2.0 2006 · score 2.0 2007 · score 2.0 2008 · score 2.6 2009 · score 2.7 2010 · score 2.7 2011 · score 2.7 2012 · score 2.6 2013 · score 2.6 2014 · score 2.6 2015 · score 2.6 2016 · score 2.5 2017 · score 2.6 2018 · score 2.6 2019 · score 2.7 2020 · score 3.0 2021 · score 3.0 2022 · score 2.9 2023 · score 2.9 2024 · score 2.8 2025 · score 4.5 2026 · score 4.2

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from county average, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 6.0 Regional 6.0 State 2.3 Economic 4.9 Supply 3.0 Rent Control 1.1 Eviction 1.9 Tenant 1.1 Housing 2.0 4.2 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +5.9% (2024)
    6.0
  2. Regional political climate
    County-weighted neighbor mix
    6.0
  3. State political climate
    North Carolina legislature & governorship
    2.3
  4. Economic stress
    21.1% poverty · 6.5% unemp.
    4.9
  5. Supply constraint
    $1,168 average · 50.2% renters
    3.0
  6. Rent Control risk
    47.2% of income on rent
    1.1
  7. Eviction process difficulty
    48 days filing → judgment
    1.9
  8. Tenant organizing strength
    50.2% renters
    1.1
  9. Housing court bias
    County bench composition
    2.0
Geographic context

Risk heat across Silver City and the region

Click any city to see its score

How Silver City compares

Risk score vs. peers, county, state, and the U.S.
Rank in Hoke County
Moderate
#5 of 8 cities
Rank in county, 43rd percentileLowHigh
#5 of 8 cities in Hoke County for landlord eviction risk.
Rank in North Carolina
Low
#468 of 774 cities
Rank in state, 40th percentileLowHigh
#468 of 774 cities in North Carolina for landlord eviction risk.
vs. county · state · U.S.
Silver City risk score vs. county / state / U.S.Silver City: 4.24.2Silver CityThis cityCounty: 5.05.0Countyavg in countyState: 4.84.8Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 4.2
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 4.2/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.2 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 48d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,168/mo. A contested eviction takes 48 days and costs $1,591–$4,141 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 50.2%
    Renters
    The renters

    Who you'll be renting to.

    Out of 592 residents, 50.2% rent. 47% are spending 30%+ income on rent, 21.1% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 6
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 6 and 6 (Dem margin +5.9% (2024)). State climate at 2.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.9, housing court bias 2, rent-control risk 1.1. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.9
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.9. Supply constraint: 3. The numbers behind those: 21.1% poverty, 6.5% unemployment, 47% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Silver City sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Fayetteville, NC · 48d · ~$2.8k all-in ($59/day) · score 3.9 Fayetteville Charlotte, NC · 43d · ~$2.9k all-in ($68/day) · score 5.1 Charlotte Raleigh, NC · 45d · ~$3.0k all-in ($66/day) · score 5.3 Raleigh Greensboro, NC · 44d · ~$2.7k all-in ($61/day) · score 5.1 Greensboro Durham, NC · 45d · ~$2.7k all-in ($60/day) · score 5.8 Durham Winston-Salem, NC · 48d · ~$3.2k all-in ($66/day) · score 4.3 Winston-Salem Cary, NC · 46d · ~$2.8k all-in ($61/day) · score 3.6 Cary Wilmington, NC · 49d · ~$2.9k all-in ($60/day) · score 4 Wilmington High Point, NC · 41d · ~$3.3k all-in ($80/day) · score 4 High Point Concord, NC · 41d · ~$3.2k all-in ($79/day) · score 3.2 Concord Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Silver City
Silver City · 48d · ~$2.9k all-in ($60/day) · score 4.2 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Silver City, NC

Landlording in Silver City, North Carolina, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 4.2/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Silver City is a city of 592 residents where 50.2% of occupied units are renter-occupied, and the typical renter spends 47.2% of income on rent. At an average rent of $1,168/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Silver City eviction process actually works

Eviction process difficulty here reads 1.9/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Silver City closes 48 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Silver City's timeline is usually the calendar, not the motion practice. Housing court bias scores 2/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Silver City runs $1,591 to $4,141 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 48 days of typical timeline and $1,168/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 1.1/10 in Silver City, and the city has limited rent control exposure (1.1/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In North Carolina, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Silver City: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match North Carolina's statutory language. Fix those four, and most cases settle or default. Skip them, and a $4,141 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Silver City

Trap · 1.1/10
Comparative benchmarking matters in markets like this. Silver City's 4.5/10 is below the North Carolina state average. Rent-control-risk sub-score: 1.1/10. See the nearby cities grid below for direct A-vs-B comparison.
05FAQ

Frequently asked questions

Q1

What's the fastest way to get a non-paying tenant out in Silver City?

The fastest way is often "cash for keys." If the tenant agrees to vacate quickly in exchange for a payment, it can save you weeks of court time and legal fees. Otherwise, follow the 10-day notice and immediately file for summary ejectment. Don't delay any step.
Q2

Can I charge whatever I want for a security deposit?

No, North Carolina law caps security deposits at 1.5 times the monthly rent for tenancies longer than month-to-month. For month-to-month, it's 2 weeks' rent. Make sure you adhere to these limits to avoid legal trouble.
Q3

Do I need a lawyer for an eviction in Silver City?

While you can represent yourself in small claims court, it's highly recommended to consult or hire an attorney for an eviction. They understand the specific procedures, can avoid common mistakes, and can often expedite the process. It's an investment that can save you time and money.
Q4

What if my tenant claims they can't pay due to financial hardship?

While unfortunate, North Carolina does not have statewide just-cause eviction requirements or source-of-income protections that would prevent you from proceeding with an eviction for non-payment. You can still offer solutions like a payment plan or "cash for keys," but you're not legally obligated to accept partial payments or extend the tenancy indefinitely.
Q5

How soon after winning an eviction can I change the locks?

After you win a summary ejectment judgment, the tenant typically has 10 days to appeal. If no appeal is filed, you can then apply for a Writ of Possession from the court. The sheriff will then schedule a time to execute the writ, which is when you can legally change the locks. You cannot change locks before the sheriff executes the writ.
06Score

What this score means for landlords2

A 4.2/10 places Silver City in the 44th percentile of North Carolina cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.