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Census Tract · Ranked #48,083 of 84,120 nationally

Lorain Eviction Risk: Lower

Tract 39093023500 · Lorain County, OH · pop 2,502

For landlords sizing up Lorain, census tract 39093023500 carries a moderate eviction-risk score of 4.8/10. It lands near the 31st percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 13% of renter households, a modest level, and 13% are severely burdened at 50% or more. Average rent runs $1,125 a month against an average household income of $70,156 a year, roughly 19% of income at the averages. About 31% of occupied units are renter-occupied.

Risk score
3.6
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 4% Stable renters 27% Owners 69%
Tract context
Occupied units867
Renter share31.4%
SVI overall0.80
Poverty rate7.8%
Median income$70,156

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
5 th percentile
Rank, 5th percentileLowHigh
#20 of 21 tracts In Lorain
Very Low
Within county
55 th percentile
Rank, 55th percentileLowHigh
#36 of 79 tracts In Lorain County
Elevated
Within state
52 th percentile
Rank, 52nd percentileLowHigh
#1,513 of 3,162 tracts In Ohio
Moderate
National
43 th percentile
Rank, 43rd percentileLowHigh
#48,083 of 84,120 tracts In U.S.
Moderate
Geographic context

Risk heat across Lorain and the region

Centroid at 41.4399, -82.1772 · click any tract to drill in

Why Lorain scores 3.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Lorain
5.4
Regional political climate
2024 county presidential margin
4.9
State political climate
Ohio legislature & governorship
2.4
Economic stress
7.8% poverty · this tract
1.9
Supply constraint
$1,125 rent vs county FMR
4.3
Rent control risk
Inherited from Lorain
7.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Lorain
8.6
Housing court bias
Inherited from Lorain
8.0

How Lorain compares

Risk score vs. parent city, county, state.
Lorain risk score vs. parent city / county / stateThis tract: 3.63.6This tracttract 023500Lorain: 2.92.9Lorainparent cityCounty: 3.53.5Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 80

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 135Total filings over 11 yrs
  • 5.78%Avg annual filing rate
  • 9.5%Peak (2012)
  • 19Filings in 2018 (latest validated)
Filings by year 2002 to 2018
Year-by-year eviction filings in tract 390930235002002: 8 filings (4.17/100 renter HHs)2003: 9 filings (4.69/100 renter HHs)2004: 9 filings (4.69/100 renter HHs)2005: 14 filings (5.56/100 renter HHs)2006: 6 filings (2.38/100 renter HHs)2012: 20 filings (9.48/100 renter HHs)2013: 17 filings (8.06/100 renter HHs)2014: 8 filings (3.79/100 renter HHs)2015: 15 filings (7.11/100 renter HHs)2016: 10 filings (4.69/100 renter HHs)2018: 19 filings (8.92/100 renter HHs)
Filings climbed 138% over the past 11 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Lorain

What moves this score most is tenant organizing strength at 8.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Lorain eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Lorain County average of 5.3 and in line with the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.

Princeton's Eviction Lab logged 135 eviction filings here over 11 tracked years, with about 5.8% of renter households facing a filing in a typical year. Filings peaked at 9.5% of renter households in 2012.

In CDC survey modeling, about 17.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 12.1% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39093023500

Q1

What is the eviction-risk score for census tract 39093023500?

Census tract 39093023500 in Lorain scores 3.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39093023500?

Median gross rent is $1,125/month (ACS 5-year 2023, table B25064). 13% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39093023500?

7.8% of residents in tract 39093023500 live below the federal poverty line (ACS B17001, 2023). Population: 2,502.
Q4

How socially vulnerable is tract 39093023500?

CDC Social Vulnerability Index ranks this tract in the 80th percentile nationally. Sub-themes: socioeconomic 59th, household 91th, minority 70th, housing 78th.
Q5

How many evictions are filed each year in tract 39093023500?

Princeton Eviction Lab recorded 135 eviction filings across 11 validated years in tract 39093023500 (2000-2018). The average annual filing rate is 5.78% of renter households, peaking at 9.5% in 2012. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 39093023500 struggle to pay rent?

About 17.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 39093023500 compare to Lorain overall?

Tract 39093023500 scores 3.6/10, higher than the parent city of Lorain at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lorain eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 39093023500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Lorain

Top eight tracts in Lorain ranked by composite eviction-risk score.

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