Auburn-Delaware Eviction Risk: Moderate , Toledo

80% of renter households cross the 30%-of-income line, well clear of the Lucas County average of 41.3%. The dominant input is economic stress at 10/10. The poverty rate is 57%, which in this model reads as reduced rent-recovery odds after a judgment.

Annualized rent equals 46% of average household income of $23,690, past the 30% affordability line, which thins the margin any screening standard has to work with. Inability to pay a utility bill runs 31.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the high side, court filing pressure reads 8.9/10.

On the softer side, rent-regulation exposure reads 1.5/10. Disability prevalence runs 46.5% against 31.5% nationally.

It sits 1.2 points above the Lucas County average of 4.2. The filing record is not thin: 477 evictions over 15 years of observation. The worst year on record was 2004, when 11.5% of renter households were served.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Toledo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.