Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #35,899 of 84,120 nationally
ONYX Eviction Risk: Moderate , Toledo
Tract 39095003500 · Lucas County, OH · pop 1,055 · neighborhood within 0.7 mi
With a score of 4.8/10, tract 39095003500 in the ONYX neighborhood of Toledo ranks in the Moderate tier for landlord eviction risk. The tract is home to 1,055 residents. That is riskier than about 31% of US census tracts.
Rent eats 30% or more of income for 22% of renter households, a modest level, and 9% are severely burdened at 50% or more. Average gross rent is $1,144 monthly, set against $42,744 in average yearly household income, roughly 32% of income at the averages. Renters make up 24% of occupied homes.
Risk score
4.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 5%
Stable renters 19%
Owners 76%
Tract context
Occupied units368
Renter share23.9%
SVI overall0.73
Poverty rate10.9%
Median income$42,744
Percentile rank
Higher percentile = riskier than more peers.Within parent city
29
th percentile
Low
Within county
47
th percentile
Moderate
Within state
66
th percentile
Elevated
Geographic context
Risk heat across Toledo and the region
Centroid at 41.6419, -83.5800 · click any tract to drill in
Why ONYX scores 4.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
10.9% poverty · this tract
2.7
Supply constraint
$1,144 rent vs county FMR
5.8
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0
How ONYX compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 73
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 70%Socioeconomic
- 85%Household composition
- 93%Racial/ethnic minority
- 39%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 44%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 348Total filings over 15 yrs
- 8.62%Avg annual filing rate
- 17.6%Peak (2016)
- 23Filings in 2018 (latest validated)
Filings stayed roughly flat over the past 15 months.
Comparable tracts
Census tracts with similar eviction risk
Within ONYX. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 25.2%Housing insecurity
- 18.7%Utility-shutoff threat
- 31.0%Food insecurity
- 28.5%SNAP enrollment
- 15.0%Transit barriers
- 11.1%No health insurance
- 19.2%Frequent mental distress
- 36.7%Any disability
Analysis
What drives eviction risk in ONYX
What moves this score most is supply constraint at 5.8/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Lucas County average of 5.5 and in line with the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 25.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 18.7% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly Black and ranks around the 73rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 39095003500
Q1
What is the eviction-risk score for census tract 39095003500?
Census tract 39095003500 in the ONYX neighborhood scores 4.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095003500?
Median gross rent is $1,144/month (ACS 5-year 2023, table B25064). 22% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095003500?
10.9% of residents in tract 39095003500 live below the federal poverty line (ACS B17001, 2023). Population: 1,055.
Q4
How socially vulnerable is tract 39095003500?
CDC Social Vulnerability Index ranks this tract in the 73th percentile nationally. Sub-themes: socioeconomic 70th, household 85th, minority 93th, housing 39th.
Q5
Is tract 39095003500 considered part of ONYX?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095003500 fall within ONYX (neighborhood centroid within 0.7 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095003500?
Princeton Eviction Lab recorded 348 eviction filings across 15 validated years in tract 39095003500 (2000-2018). The average annual filing rate is 8.62% of renter households, peaking at 17.6% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095003500 struggle to pay rent?
About 25.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 18.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095003500 compare to Toledo overall?
Tract 39095003500 scores 4.3/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095003500 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.
Tract · OH
Birckhead Place
6
/ 10 · Elevated
Tract · OH
Northriver
6
/ 10 · Elevated
Tract · OH
East Toledo
6
/ 10 · Elevated
Tract · OH
McComas Village
6
/ 10 · Elevated
Tract · OH
Warren-Sherman
6
/ 10 · Elevated
Tract · OH
Northlawn
5.9
/ 10 · Elevated
Tract · OH
Bush Street Historic District
5.9
/ 10 · Elevated
Tract · OH
Heather Downs
5.9
/ 10 · Elevated
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