Neighborhood · Ranked #56,660 of 84,120 nationally

Shoreland Eviction Risk: Lower , Toledo

Tract 39095005601 · Lucas County, OH · pop 5,126 · neighborhood within 0.4 mi

The Shoreland area of Toledo is where census tract 39095005601 sits, home to 5,126 residents. Its landlord eviction-risk score is 4.9/10. On the national scale it ranks #55,155 of 84,120 for landlord eviction difficulty.

About 32% of renters carry a rent burden of 30% of income or higher, a high level, and 0% are severely burdened at 50% or more. Average gross rent is $948 monthly, set against $87,778 in average yearly household income, roughly 13% of income at the averages. About 17% of occupied units are renter-occupied.

Risk score

3.1

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 6% Stable renters 12% Owners 82%

Tract context

Occupied units2,056

Renter share17.3%

SVI overall0.29

Poverty rate6.6%

Median income$87,778

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Toledo and the region

Centroid at 41.7225, -83.4878 · click any tract to drill in

Why Shoreland scores 3.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Toledo

5.5

Regional political climate

2024 county presidential margin

5.8

State political climate

Ohio legislature & governorship

2.4

Economic stress

6.6% poverty · this tract

1.6

Supply constraint

$948 rent vs county FMR

4.0

Rent control risk

Inherited from Toledo

1.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Toledo

4.5

Housing court bias

Inherited from Toledo

4.0

How Shoreland compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 29

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

15%Socioeconomic
65%Household composition
18%Racial/ethnic minority
45%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
14%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Shoreland. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

9.9%Housing insecurity
7.0%Utility-shutoff threat
11.8%Food insecurity
9.3%SNAP enrollment
6.6%Transit barriers
7.5%No health insurance
17.3%Frequent mental distress
29.0%Any disability

Analysis

What drives eviction risk in Shoreland

The score leans hardest on tenant organizing strength at 4.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Lucas County average of 5.5 and in line with the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 29th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 9.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.0% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39095005601

What is the eviction-risk score for census tract 39095005601?

Census tract 39095005601 in the Shoreland neighborhood scores 3.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39095005601?

Median gross rent is $948/month (ACS 5-year 2023, table B25064). 32% of renter households are cost-burdened.

What is the poverty rate in tract 39095005601?

6.6% of residents in tract 39095005601 live below the federal poverty line (ACS B17001, 2023). Population: 5,126.

How socially vulnerable is tract 39095005601?

CDC Social Vulnerability Index ranks this tract in the 29th percentile nationally. Sub-themes: socioeconomic 15th, household 65th, minority 18th, housing 45th.

Is tract 39095005601 considered part of Shoreland?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095005601 fall within Shoreland (neighborhood centroid within 0.4 miles, OSM data).

What share of households in tract 39095005601 struggle to pay rent?

About 9.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39095005601 compare to Toledo overall?

Tract 39095005601 scores 3.1/10, right in line with the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39095005601 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.