Clearfield Terrace Eviction Risk: Elevated , Bethlehem
Tract 42095010500 · Northampton County, PA · pop 4,422 · neighborhood within 0.5 mi
42095010500 is a census tract in the Clearfield Terrace area of Bethlehem, PA. It scores 7.3/10 for landlords. It sits 2.8 points above the Northampton County average of 4.5.
Percentile rank
Higher percentile = riskier than more peers.Risk heat across Bethlehem and the region
Centroid at 40.6243, -75.3526 · click any tract to drill in
Why Clearfield Terrace scores 7.3
9 axes · 1 = landlord-friendlyHow Clearfield Terrace compares
Risk score vs. parent city, county, state.SVI percentile: 96
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 90%Socioeconomic
- 100%Household composition
- 84%Racial/ethnic minority
- 66%Housing & transportation
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 1%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 598Total filings over 7 yrs
- 6.66%Avg annual filing rate
- 9.9%Peak (2006)
- 121Filings in 2006 (latest validated)
Census tracts with similar eviction risk
Within Clearfield Terrace. Closest by Eviction Risk Score.
What drives eviction risk in Clearfield Terrace
The score leans hardest on tenant-organizing strength at 9.1/10. 76% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. 22% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
Sitting well above the midpoint, court filing pressure reads 8.5/10. The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment. On the high side, economic stress reads 7.3/10.
Princeton's Eviction Lab logged 598 filings here across 7 tracked years. The worst year on record was 2006, when 9.9% of renter households were served.
This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Bethlehem. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 6.7% of renter households face a filing.
Nationally it ranks #11,153 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 9.7/10, which tracks how hard a shock lands on the households already here.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
About tract 42095010500
What is the eviction-risk score for census tract 42095010500?
What is the poverty rate in tract 42095010500?
How socially vulnerable is tract 42095010500?
Is tract 42095010500 considered part of Clearfield Terrace?
How many evictions are filed each year in tract 42095010500?
How does tract 42095010500 compare to Bethlehem overall?
Was tract 42095010500 historically redlined?
Highest-risk tracts in Bethlehem
Top eight tracts in Bethlehem ranked by composite eviction-risk score.