Fourth Avenue Historic District Eviction Risk: Moderate , Birmingham

The main counterweight is rent-regulation exposure at 1/10. Average gross rent is $716, 35% below the Birmingham average. On the softer side, supply constraint reads 1/10.

Housing insecurity runs 32.6% against 14.2% nationally. Severe burden reaches 22%. Those are renters paying half their income or more, and that is where non-payment filings originate.

This is renter territory: 66% of occupied units are tenant-occupied. The poverty rate is 27%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Running cool, state political climate reads 1.8/10. Against the Jefferson County average of 4.3, this tract reads riskier for landlords by 1.1 points.

Court records carry 1,307 eviction filings across 11 observed years. The worst year on record was 2001, when 18.1% of renter households were served. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Birmingham. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 12.8% of renter households face a filing. On the national scale it lands near the 70th percentile of the 84,120 tracts scored.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.