North Garfield Eviction Risk: Moderate , Phoenix

Sitting well above the midpoint, court filing pressure reads 8.9/10. This is renter territory: 79% of occupied units are tenant-occupied.

21% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. On the softer side, state political climate reads 2.2/10. Court records carry 482 eviction filings across 5 observed years.

SNAP participation runs 8.0% against 15.2% nationally. The worst year on record was 2005, when 14.3% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 14.0% of renter households face a filing.

That is riskier than roughly 42% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 6.3/10, which tracks how hard a shock lands on the households already here.

Of its three components the household composition measure is the least pressured. Rent takes 30% or more of income for 45% of renters.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.