Garfield Eviction Risk: Moderate , Phoenix

Against Maricopa County at 46.0%, roughly three in four of renters here are cost-burdened. At $2,171 a month, rents run 37% over what the rest of Phoenix commands.

The main counterweight is rent-regulation exposure at 1/10. On the high side, court filing pressure reads 8.9/10. This is renter territory: 79% of occupied units are tenant-occupied.

Set annual rent against average income of $72,895 and the ratio lands at 36%, above the conventional 30% ceiling. Well under the midpoint, state political climate reads 2.2/10. It sits 1.0 points above the Maricopa County average of 3.7.

The poverty rate is 18%, which in this model reads as reduced rent-recovery odds after a judgment. The filing record is not thin: 200 evictions over 5 years of observation.

Filings peaked in 2005 at 35.6% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.