Panama City Eviction Risk: Lower

Pulling hardest the other way is rent-regulation exposure at 1/10. Running cool, state political climate reads 1.5/10. Well under the midpoint, eviction-process difficulty reads 1.5/10.

12% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Princeton's Eviction Lab logged 433 filings here across 10 tracked years.

Filings peaked in 2012 at 7.2% of renter households. In a typical year about 5.5% of renter households face a filing. That is riskier than roughly 38% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 5.3/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the most pressured.

It tracks the Bay County average of 3.8 closely. Average gross rent is $1,349, close to the Panama City average.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.