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Census Tract · Ranked #46,312 of 84,120 nationally

Panama City Eviction Risk: Lower

Tract 12005002300 · Bay, FL · pop 3,466

For landlords sizing up Panama City in Bay County, census tract 12005002300 carries a moderate eviction-risk score of 4.2/10. That is riskier than about 16% of US census tracts.

Rent eats 30% or more of income for 38% of renter households, a high level, and 12% are severely burdened at 50% or more. The typical renter pays about $1,349 a month while the average household earns $63,708 a year, roughly 25% of income at the averages. Renters make up 34% of occupied homes.

Risk score
3.7
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 13% Stable renters 21% Owners 66%
Tract context
Occupied units1,749
Renter share33.6%
SVI overall0.48
Poverty rate13.6%
Median income$63,708

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
46 th percentile
Rank, 46th percentileLowHigh
#7 of 12 tracts In Panama City
Moderate
Within county
69 th percentile
Rank, 69th percentileLowHigh
#16 of 49 tracts In Bay
Elevated
Within state
60 th percentile
Rank, 60th percentileLowHigh
#2,057 of 5,122 tracts In Florida
Elevated
National
45 th percentile
Rank, 45th percentileLowHigh
#46,312 of 84,120 tracts In U.S.
Moderate
Geographic context

Risk heat across Panama City and the region

Centroid at 30.1691, -85.6969 · click any tract to drill in

Why Panama City scores 3.7

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Panama City
3.5
Regional political climate
2024 county presidential margin
2.8
State political climate
Florida legislature & governorship
1.5
Economic stress
13.6% poverty · this tract
3.4
Supply constraint
$1,349 rent vs county FMR
3.4
Rent control risk
Inherited from Panama City
1.0
Eviction process difficulty
State law sets the calendar
1.5
Tenant organizing strength
Inherited from Panama City
2.6
Housing court bias
Inherited from Panama City
2.3

How Panama City compares

Risk score vs. parent city, county, state.
Panama City risk score vs. parent city / county / stateThis tract: 3.73.7This tracttract 002300Panama City: 2.22.2Panama Cityparent cityCounty: 3.33.3Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 48

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 433Total filings over 10 yrs
  • 5.54%Avg annual filing rate
  • 7.2%Peak (2012)
  • 39Filings in 2018 (latest validated)
Filings by year 2008 to 2018
Year-by-year eviction filings in tract 120050023002008: 37 filings (5.21/100 renter HHs)2010: 22 filings (3.00/100 renter HHs)2011: 46 filings (5.70/100 renter HHs)2012: 58 filings (7.19/100 renter HHs)2013: 40 filings (4.96/100 renter HHs)2014: 44 filings (5.45/100 renter HHs)2015: 55 filings (6.82/100 renter HHs)2016: 52 filings (6.79/100 renter HHs)2017: 40 filings (5.22/100 renter HHs)2018: 39 filings (5.09/100 renter HHs)
Filings stayed roughly flat over the past 10 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Panama City

The heaviest input here is economic stress at 3.4/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Panama City, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Bay County average of 5.0 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 48th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

Princeton's Eviction Lab logged 433 eviction filings here over 10 tracked years, with about 5.5% of renter households facing a filing in a typical year. Filings peaked at 7.2% of renter households in 2012.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12005002300

Q1

What is the eviction-risk score for census tract 12005002300?

Census tract 12005002300 in Panama City scores 3.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12005002300?

Median gross rent is $1,349/month (ACS 5-year 2023, table B25064). 38% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12005002300?

13.6% of residents in tract 12005002300 live below the federal poverty line (ACS B17001, 2023). Population: 3,466.
Q4

How socially vulnerable is tract 12005002300?

CDC Social Vulnerability Index ranks this tract in the 48th percentile nationally. Sub-themes: socioeconomic 51th, household 80th, minority 41th, housing 23th.
Q5

How many evictions are filed each year in tract 12005002300?

Princeton Eviction Lab recorded 433 eviction filings across 10 validated years in tract 12005002300 (2000-2018). The average annual filing rate is 5.54% of renter households, peaking at 7.2% in 2012. Source: Eviction Lab tract-validated 2024 release.
Q6

How does tract 12005002300 compare to Panama City overall?

Tract 12005002300 scores 3.7/10, higher than the parent city of Panama City at 2.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Panama City; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Panama City

Top eight tracts in Panama City ranked by composite eviction-risk score.

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