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Census Tract · Ranked #68,306 of 84,120 nationally

St. Cloud Eviction Risk: Lower

Tract 12097043301 · Osceola, FL · pop 3,953 · 19% of tract blocks fall in St. Cloud

Tract 12097043301, home to 3,953 residents in St. Cloud in Osceola County, scores $1/10 for landlord eviction risk. On the national scale it ranks #82,308 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 8% of renter households, a modest level, and 0% are severely burdened at 50% or more. The typical renter pays about $1,077 a month while the average household earns $93,125 a year, roughly 14% of income at the averages. About 4% of occupied units are renter-occupied.

Risk score
2.4
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 0% Stable renters 4% Owners 96%
Tract context
Occupied units1,708
Renter share4.4%
SVI overall0.37
Poverty rate6.1%
Median income$93,125

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
33 th percentile
Rank, 33rd percentileLowHigh
#9 of 13 tracts In St. Cloud
Low
Within county
14 th percentile
Rank, 14th percentileLowHigh
#51 of 59 tracts In Osceola
Very Low
Within state
23 th percentile
Rank, 23rd percentileLowHigh
#3,967 of 5,122 tracts In Florida
Low
National
19 th percentile
Rank, 19th percentileLowHigh
#68,306 of 84,120 tracts In U.S.
Very Low
Geographic context

Risk heat across St. Cloud and the region

Centroid at 28.2194, -81.2340 · click any tract to drill in

Why St. Cloud scores 2.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
6.1% poverty · this tract
1.5
Supply constraint
$1,077 rent vs county FMR
1.0
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5

How St. Cloud compares

Risk score vs. parent city, county, state.
St. Cloud risk score vs. parent city / county / stateThis tract: 2.42.4This tracttract 043301St. Cloud: 2.42.4St. Cloudparent cityCounty: 3.63.6Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 37

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 15Total filings over 7 yrs
  • 4.15%Avg annual filing rate
  • 7.4%Peak (2016)
  • 4Filings in 2017 (latest validated)
Filings by year 2008 to 2017
Year-by-year eviction filings in tract 120970433012008: 2 filings (2.45/100 renter HHs)2009: 0 filings (0.00/100 renter HHs)2010: 1 filings (1.23/100 renter HHs)2011: 1 filings (2.63/100 renter HHs)2012: 2 filings (5.26/100 renter HHs)2013: 0 filings (0.00/100 renter HHs)2014: 1 filings (2.63/100 renter HHs)2016: 4 filings (7.41/100 renter HHs)2017: 4 filings (7.41/100 renter HHs)
Filings climbed 100% over the past 9 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in St. Cloud

What moves this score most is tenant organizing strength at 3.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Cloud eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores well below the Osceola County average of 5.2 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.

Princeton's Eviction Lab logged 15 eviction filings here over 7 tracked years, with about 4.1% of renter households facing a filing in a typical year. Filings peaked at 7.4% of renter households in 2016.

The tract is White and Hispanic or Latino and ranks around the 37th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, this is among the easier places to operate: faster process, lighter tenant-protection overhead, and shorter typical cases.

Frequently asked

About tract 12097043301

Q1

What is the eviction-risk score for census tract 12097043301?

Census tract 12097043301 in St. Cloud scores 2.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12097043301?

Median gross rent is $1,077/month (ACS 5-year 2023, table B25064). 8% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12097043301?

6.1% of residents in tract 12097043301 live below the federal poverty line (ACS B17001, 2023). Population: 3,953.
Q4

How socially vulnerable is tract 12097043301?

CDC Social Vulnerability Index ranks this tract in the 37th percentile nationally. Sub-themes: socioeconomic 50th, household 57th, minority 65th, housing 11th.
Q5

How many evictions are filed each year in tract 12097043301?

Princeton Eviction Lab recorded 15 eviction filings across 7 validated years in tract 12097043301 (2000-2018). The average annual filing rate is 4.15% of renter households, peaking at 7.4% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q6

How does tract 12097043301 compare to St. Cloud overall?

Tract 12097043301 scores 2.4/10, right in line with the parent city of St. Cloud at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in St. Cloud

Top eight tracts in St. Cloud ranked by composite eviction-risk score.

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