Within parent city
25
th percentile
Low
Census Tract · Ranked #68,306 of 84,120 nationally
St. Cloud Eviction Risk: Lower
Tract 12097043700 · Osceola, FL · pop 12,477 · 15% of tract blocks fall in St. Cloud
Tract 12097043700 covers St. Cloud in Florida. Home to 12,477 residents, it scores $1/10 on landlord eviction risk. That is riskier than about 12% of US census tracts.
About 40% of renters carry a rent burden of 30% of income or higher, a severe level, and 37% are severely burdened at 50% or more. Average rent runs $1,166 a month against an average household income of $96,793 a year, roughly 14% of income at the averages. Renters make up 17% of occupied homes.
Risk score
2.4
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7%
Stable renters 10%
Owners 83%
Tract context
Occupied units4,505
Renter share17.1%
SVI overall0.48
Poverty rate8.1%
Median income$96,793
Percentile rank
Higher percentile = riskier than more peers.Within county
12
th percentile
Very Low
Within state
23
th percentile
Low
National
19
th percentile
Very Low
Geographic context
Risk heat across St. Cloud and the region
Centroid at 28.2927, -81.2020 · click any tract to drill in
Why St. Cloud scores 2.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
8.1% poverty · this tract
2.0
Supply constraint
$1,166 rent vs county FMR
1.0
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5
How St. Cloud compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 48
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 28%Socioeconomic
- 56%Household composition
- 70%Racial/ethnic minority
- 59%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 82Total filings over 9 yrs
- 3.80%Avg annual filing rate
- 6.3%Peak (2010)
- 8Filings in 2017 (latest validated)
Filings climbed 167% over the past 9 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
Analysis
What drives eviction risk in St. Cloud
The score leans hardest on tenant organizing strength at 3.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Cloud eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Osceola County average of 5.2 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
Princeton's Eviction Lab logged 82 eviction filings here over 9 tracked years, with about 3.8% of renter households facing a filing in a typical year. Filings peaked at 6.3% of renter households in 2010.
The tract is Hispanic or Latino and White and ranks around the 48th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12097043700
Q1
What is the eviction-risk score for census tract 12097043700?
Census tract 12097043700 in St. Cloud scores 2.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12097043700?
Median gross rent is $1,166/month (ACS 5-year 2023, table B25064). 40% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12097043700?
8.1% of residents in tract 12097043700 live below the federal poverty line (ACS B17001, 2023). Population: 12,477.
Q4
How socially vulnerable is tract 12097043700?
CDC Social Vulnerability Index ranks this tract in the 48th percentile nationally. Sub-themes: socioeconomic 28th, household 56th, minority 70th, housing 59th.
Q5
How many evictions are filed each year in tract 12097043700?
Princeton Eviction Lab recorded 82 eviction filings across 9 validated years in tract 12097043700 (2000-2018). The average annual filing rate is 3.80% of renter households, peaking at 6.3% in 2010. Source: Eviction Lab tract-validated 2024 release.
Q6
How does tract 12097043700 compare to St. Cloud overall?
Tract 12097043700 scores 2.4/10, right in line with the parent city of St. Cloud at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Cloud
Top eight tracts in St. Cloud ranked by composite eviction-risk score.
Tract · FL
Pemberly Pines
4.2
/ 10 · Moderate
Tract · FL
Pemberly Pines
3.9
/ 10 · Low
Tract · FL
12097043500
3.2
/ 10 · Low
Tract · FL
12097043208
2.9
/ 10 · Low
Tract · FL
12097043209
2.9
/ 10 · Low
Tract · FL
Saint Cloud
2.9
/ 10 · Low
Tract · FL
12097042904
2.7
/ 10 · Low
Tract · FL
12097043207
2.6
/ 10 · Low
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