Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #67,219 of 84,120 nationally
Saint Cloud Eviction Risk: Lower , St. Cloud
Tract 12097043303 · Osceola, FL · pop 7,700 · neighborhood within 0.5 mi
With a score of 3/10, tract 12097043303 in the Saint Cloud area of St. Cloud, FL reads lower for landlord eviction risk. Severe burden reaches 35%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 13%
Stable renters 9%
Owners 78%
Tract context
Occupied units2,786
Renter share22.5%
SVI overall0.64
Poverty rate11.1%
Median income$83,291
Percentile rank
Higher percentile = riskier than more peers.Within parent city
75
th percentile
High
Within county
14
th percentile
Very Low
Within state
28
th percentile
Low
Geographic context
Risk heat across St. Cloud and the region
Centroid at 28.2269, -81.2748 · click any tract to drill in
Why Saint Cloud scores 3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
11.1% poverty · this tract
2.8
Supply constraint
$1,314 rent vs county FMR
1.7
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5
How Saint Cloud compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 64
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 55%Socioeconomic
- 86%Household composition
- 67%Racial/ethnic minority
- 42%Housing & transportation
Analysis
What drives eviction risk in Saint Cloud
Pulling hardest the other way is rent-regulation exposure at 1/10. On the softer side, eviction-process difficulty reads 1.2/10.
It sits 1.7 points below the Osceola County average of 4.7. Well under the midpoint, state political climate reads 1.5/10. At $1,314 a month, rents run 22% under what the rest of St. Cloud commands.
On the national scale it lands near the 20th percentile of the 84,120 tracts scored. Only 23% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.
Social vulnerability reads 6.8/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the FL average is 4.1, so this tract runs 1.1 points cooler.
Of its three components the household composition measure is the most pressured. 58% of renter households spend at least 30% of income on rent.
Annual rent works out to 19% of average household income of $83,291.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 12097043303
Q1
What is the eviction-risk score for census tract 12097043303?
Census tract 12097043303 in the Saint Cloud neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12097043303?
Median gross rent is $1,314/month (ACS 5-year 2023, table B25064). 58% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12097043303?
11.1% of residents in tract 12097043303 live below the federal poverty line (ACS B17001, 2023). Population: 7,700.
Q4
How socially vulnerable is tract 12097043303?
CDC Social Vulnerability Index ranks this tract in the 64th percentile nationally. Sub-themes: socioeconomic 55th, household 86th, minority 67th, housing 42th.
Q5
Is tract 12097043303 considered part of Saint Cloud?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12097043303 fall within Saint Cloud (neighborhood centroid within 0.5 miles, OSM data).
Q6
How does tract 12097043303 compare to St. Cloud overall?
Tract 12097043303 scores 3/10, right in line with the parent city of St. Cloud at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Cloud
Top eight tracts in St. Cloud ranked by composite eviction-risk score.
Tract · FL
Pemberly Pines
4.5
/ 10 · Moderate
Tract · FL
Pemberly Pines
4.1
/ 10 · Moderate
Tract · FL
12097043500
3.2
/ 10 · Low
Tract · FL
12097043209
3
/ 10 · Low
Tract · FL
12097043301
3
/ 10 · Low
Tract · FL
Saint Cloud Manor Village
3
/ 10 · Low
Tract · FL
12097043600
3
/ 10 · Low
Tract · FL
12097043700
3
/ 10 · Low
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