Lakeland Eviction Risk: Moderate

Pulling hardest the other way is rent-regulation exposure at 1/10. Annualized rent equals 37% of average household income of $37,122, past the 30% affordability line, which thins the margin any screening standard has to work with.

Running cool, state political climate reads 1.5/10. Adults with no health insurance runs 24.4% against 11.3% nationally.

On the softer side, tenant-organizing strength reads 2/10. Disability prevalence runs 43.7% against 31.5% nationally.

Average gross rent is $1,155, 17% below the Lakeland average. The poverty rate is 18%, which in this model reads as reduced rent-recovery odds after a judgment.

The filing record is not thin: 1,353 evictions over 17 years of observation. The worst year on record was 2001, when 23.3% of renter households were served. In a typical year about 12.1% of renter households face a filing.

That is riskier than roughly 49% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 9.5/10, which tracks how hard a shock lands on the households already here.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.