Winter Haven Eviction Risk: Moderate

The clearest offset is eviction-process difficulty at 1.3/10. The severe-burden share is 25%, and it is the single best predictor in this model of a filing that actually reaches judgment. Running cool, state political climate reads 1.5/10.

Set annual rent against average income of $57,527 and the ratio lands at 32%, above the conventional 30% ceiling. On the high side, rent-regulation exposure reads 8.4/10. Average gross rent is $1,550, 24% above the Winter Haven average.

The voucher gap is 15.9%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Court records carry 352 eviction filings across 17 observed years.

Filings peaked in 2017 at 9.6% of renter households. In a typical year about 7.6% of renter households face a filing.

That is riskier than roughly 49% of the 84,120 US census tracts in this model. Social vulnerability reads 8/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the housing type and transport measure is the most pressured.

It tracks the Polk County average of 3.9 closely. 45% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.