Evanston Lakeshore Historic District Eviction Risk: Moderate

19% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running cool, economic stress reads 1.8/10.

Running hot, local political climate reads 7.8/10. The filing record is not thin: 103 evictions over 15 years of observation.

Against the Cook County average of 6.1, this tract reads safer for landlords by 0.9 points. Adults with no health insurance runs 4.2% against 11.3% nationally. Inability to pay a utility bill runs 3.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

The worst year on record was 2009, when 2.7% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 1.4% of renter households face a filing. On the national scale it lands near the 65th percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 2.6/10. Of its three components the household composition measure is the least pressured.

Rent takes 30% or more of income for roughly one in two of renters.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.