Irondale Eviction Risk: Moderate , Anderson

25% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The poverty rate is 29%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Running cool, state political climate reads 2/10. Against the Madison County average of 4.0, this tract reads riskier for landlords by 1.4 points.

On the softer side, eviction-process difficulty reads 2.3/10. Food insecurity runs 27.5% against 17.8% nationally.

Average gross rent is $797, 14% below the Anderson average. Inability to pay a utility bill runs 14.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. Social vulnerability reads 8.8/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the IN average is 3.9, so this tract runs 1.5 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

Rent takes 30% or more of income for 37% of renters.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.