Russell Eviction Risk: Moderate , Louisville

Annualized rent equals 68% of average household income of $14,711, past the 30% affordability line, which thins the margin any screening standard has to work with. The score leans hardest on economic stress at 10/10.

The poverty rate is 69%, which in this model reads as reduced rent-recovery odds after a judgment. The severe-burden share is 30%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Running hot, court filing pressure reads 9.2/10. This is renter territory: 83% of occupied units are tenant-occupied. Well under the midpoint, supply constraint reads 1.3/10.

Against the Jefferson County average of 4.0, this tract reads riskier for landlords by 1.4 points. Average gross rent is $838, 17% below the Louisville average. Court records carry 1,027 eviction filings across 14 observed years.

The worst year on record was 2008, when 25.9% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 18.0% of renter households face a filing. Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.