Russell Eviction Risk: Moderate , Louisville

The poverty rate is 45%, which in this model reads as reduced rent-recovery odds after a judgment. Sitting well above the midpoint, court filing pressure reads 9.2/10. This is renter territory: 73% of occupied units are tenant-occupied.

Annualized rent equals 33% of average household income of $29,930, past the 30% affordability line, which thins the margin any screening standard has to work with. Well under the midpoint, supply constraint reads 1.2/10.

The severe-burden share is 20%, and it is the single best predictor in this model of a filing that actually reaches judgment. 35% of renter households cross the 30%-of-income line, lower than the Jefferson County average of 42.9%. Against the Jefferson County average of 4.0, this tract reads riskier for landlords by 1.4 points.

At $828 a month, rents run 18% under what the rest of Louisville commands. Court records carry 2,379 eviction filings across 14 observed years.

The worst year on record was 2014, when 29.2% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 19.5% of renter households face a filing.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.