Pontiac Eviction Risk: Elevated

58% of renter households cross the 30%-of-income line, well above the Oakland County average of 39.8%. The dominant input is economic stress at 9.6/10. It sits 2.5 points above the Oakland County average of 4.0.

Running hot, court filing pressure reads 9.5/10. The poverty rate is 39%, which in this model reads as reduced rent-recovery odds after a judgment.

On the high side, tenant-organizing strength reads 9.5/10. Set annual rent against average income of $33,344 and the ratio lands at 38%, above the conventional 30% ceiling.

Housing insecurity runs 32.6% against 14.2% nationally. Inability to pay a utility bill runs 26.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 82nd percentile of the 84,120 tracts scored.

Social vulnerability reads 9.8/10 on the CDC index, a measure of exposure to housing and economic shocks.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.