Within neighborhood
14
th percentile
Very Low
Neighborhood · Ranked #75,086 of 84,120 nationally
Pembroke Eviction Risk: Lower , Troy
Tract 26125153000 · Oakland County, MI · pop 1,942 · neighborhood within 0.1 mi
Here is how census tract 26125153000, in Pembroke in Troy eviction risk, looks to a landlord: a 5.7/10 eviction-risk score (Moderate tier) across a population of 1,942. It lands near the 65th percentile nationally for landlord eviction risk.
41% of renter households here spend at least 30% of income on rent, a severe level, and 20% are severely burdened at 50% or more. Average gross rent is $1,525 monthly, set against $92,983 in average yearly household income, roughly 20% of income at the averages. About 33% of occupied units are renter-occupied.
Risk score
1.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 14%
Stable renters 20%
Owners 66%
Tract context
Occupied units1,043
Renter share33.3%
SVI overall0.02
Poverty rate3.0%
Median income$92,983
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
42
th percentile
Moderate
Within state
12
th percentile
Very Low
Geographic context
Risk heat across Troy and the region
Centroid at 42.5512, -83.1936 · click any tract to drill in
Why Pembroke scores 1.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Troy
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
3.0% poverty · this tract
1.0
Supply constraint
$1,525 rent vs county FMR
6.1
Rent control risk
Inherited from Troy
4.4
Eviction process difficulty
State law sets the calendar
3.2
Tenant organizing strength
Inherited from Troy
5.4
Housing court bias
Inherited from Troy
3.7
How Pembroke compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 2
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 6%Socioeconomic
- 4%Household composition
- 17%Racial/ethnic minority
- 15%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 65%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Pembroke. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 5.8%Housing insecurity
- 4.3%Utility-shutoff threat
- 6.2%Food insecurity
- 4.6%SNAP enrollment
- 4.1%Transit barriers
- 3.3%No health insurance
- 13.7%Frequent mental distress
- 17.8%Any disability
Analysis
What drives eviction risk in Pembroke
The score leans hardest on supply constraint at 6.1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Troy eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Oakland County average of 5.7 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
In CDC survey modeling, about 5.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.3% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 26125153000
Q1
What is the eviction-risk score for census tract 26125153000?
Census tract 26125153000 in the Pembroke neighborhood scores 1.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26125153000?
Median gross rent is $1,525/month (ACS 5-year 2023, table B25064). 41% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26125153000?
3.0% of residents in tract 26125153000 live below the federal poverty line (ACS B17001, 2023). Population: 1,942.
Q4
How socially vulnerable is tract 26125153000?
CDC Social Vulnerability Index ranks this tract in the 2th percentile nationally. Sub-themes: socioeconomic 6th, household 4th, minority 17th, housing 15th.
Q5
Is tract 26125153000 considered part of Pembroke?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26125153000 fall within Pembroke (neighborhood centroid within 0.1 miles, OSM data).
Q6
What share of households in tract 26125153000 struggle to pay rent?
About 5.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 26125153000 compare to Troy overall?
Tract 26125153000 scores 1.9/10, lower than the parent city of Troy at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 26125153000 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Troy
Top eight tracts in Troy ranked by composite eviction-risk score.
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