Neighborhood · Ranked #28,017 of 84,120 nationally

Pembroke Eviction Risk: Moderate , Troy

Tract 26125171600 · Oakland County, MI · pop 2,097 · neighborhood within 1.1 mi

Pembroke in Troy anchors census tract 26125171600, which lands at 6.9/10 on landlord eviction risk. On the national scale it ranks #5,779 of 84,120 for landlord eviction difficulty.

48% of renter households here spend at least 30% of income on rent, a severe level, and 19% are severely burdened at 50% or more. The typical renter pays about $1,328 a month while the average household earns $57,202 a year, roughly 28% of income at the averages. Renters make up 64% of occupied homes, a renter-majority tract.

Risk score

4.8

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 31% Stable renters 33% Owners 36%

Tract context

Occupied units905

Renter share63.9%

SVI overall0.77

Poverty rate23.6%

Median income$57,202

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Troy and the region

Centroid at 42.4565, -83.1757 · click any tract to drill in

Why Pembroke scores 4.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Troy

7.2

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

23.6% poverty · this tract

5.9

Supply constraint

$1,328 rent vs county FMR

4.6

Rent control risk

Inherited from Troy

6.5

Eviction process difficulty

State law sets the calendar

3.0

Tenant organizing strength

Inherited from Troy

8.2

Housing court bias

Inherited from Troy

6.6

How Pembroke compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 77

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

87%Socioeconomic
89%Household composition
74%Racial/ethnic minority
27%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
16%Grade C
2%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Pembroke. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

22.9%Housing insecurity
18.3%Utility-shutoff threat
30.2%Food insecurity
31.7%SNAP enrollment
15.3%Transit barriers
9.5%No health insurance
21.7%Frequent mental distress
33.0%Any disability

Analysis

What drives eviction risk in Pembroke

The heaviest input here is tenant organizing strength at 8.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Troy eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Oakland County average of 5.7 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.

The tract is Black and White and ranks around the 77th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

Part of this tract, about 2% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 26125171600

What is the eviction-risk score for census tract 26125171600?

Census tract 26125171600 in the Pembroke neighborhood scores 4.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125171600?

Median gross rent is $1,328/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.

What is the poverty rate in tract 26125171600?

23.6% of residents in tract 26125171600 live below the federal poverty line (ACS B17001, 2023). Population: 2,097.

How socially vulnerable is tract 26125171600?

CDC Social Vulnerability Index ranks this tract in the 77th percentile nationally. Sub-themes: socioeconomic 87th, household 89th, minority 74th, housing 27th.

Is tract 26125171600 considered part of Pembroke?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26125171600 fall within Pembroke (neighborhood centroid within 1.1 miles, OSM data).

What share of households in tract 26125171600 struggle to pay rent?

About 22.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 18.3% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125171600 compare to Troy overall?

Tract 26125171600 scores 4.8/10, higher than the parent city of Troy at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125171600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 2% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Troy

Top eight tracts in Troy ranked by composite eviction-risk score.