State Fair Eviction Risk: Moderate , Ferndale

Running cool, economic stress reads 1.1/10. 29% of renter households cross the 30%-of-income line, well below the Oakland County average of 39.8%.

The severe-burden share is 15%, and it is the single best predictor in this model of a filing that actually reaches judgment. On the high side, local political climate reads 7.2/10.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Detroit. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 47% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 2.5/10, which tracks how hard a shock lands on the households already here.

Of its three components the household composition measure is the least pressured. Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

It tracks the Oakland County average of 4.0 closely. Average gross rent is $1,300, close to the Ferndale average. Annual rent works out to 22% of average household income of $71,484.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.