Buena Vista Eviction Risk: Elevated , Saginaw

Inability to pay a utility bill runs 35.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 42%, which in this model reads as reduced rent-recovery odds after a judgment.

Disability prevalence runs 52.6% against 31.5% nationally. At $574 a month, rents run 38% under what the rest of Saginaw commands. 61% of renter households cross the 30%-of-income line, markedly above the Saginaw County average of 48.1%.

On the high side, housing-court posture reads 9.1/10. Running hot, court filing pressure reads 9/10.

It sits 1.7 points above the Saginaw County average of 4.3. Severe burden reaches 19%. Those are renters paying half their income or more, and that is where non-payment filings originate. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 78th percentile of the 84,120 tracts scored.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.