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Census Tract · Ranked #22,213 of 84,120 nationally

Spanish Lake Eviction Risk: Moderate

Tract 29189210102 · St. Louis County, MO · pop 3,381 · 92% of tract blocks fall in Spanish Lake

Landlord eviction risk in census tract 29189210102 (Spanish Lake, Missouri) comes in at 7.1/10, the Elevated tier. That is riskier than roughly 96% of the 84,120 US census tracts we score.

About 71% of renters carry a rent burden of 30% of income or higher, a severe level, and 38% are severely burdened at 50% or more. Average gross rent is $1,121 monthly, set against $55,488 in average yearly household income, roughly 24% of income at the averages. Renters make up 51% of occupied homes, a renter-majority tract.

Risk score
5.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 37% Stable renters 15% Owners 48%
Tract context
Occupied units1,526
Renter share51.4%
SVI overall0.79
Poverty rate28.0%
Median income$55,488

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 5 tracts In Spanish Lake
Very High
Within county
92 th percentile
Rank, 92nd percentileLowHigh
#20 of 236 tracts In St. Louis County
Very High
Within state
84 th percentile
Rank, 84th percentileLowHigh
#273 of 1,654 tracts In Missouri
High
National
74 th percentile
Rank, 74th percentileLowHigh
#22,213 of 84,120 tracts In U.S.
Elevated
Geographic context

Risk heat across Spanish Lake and the region

Centroid at 38.7790, -90.1941 · click any tract to drill in

Why Spanish Lake scores 5.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Spanish Lake
8.5
Regional political climate
2024 county presidential margin
6.2
State political climate
Missouri legislature & governorship
2.1
Economic stress
28.0% poverty · this tract
7.0
Supply constraint
$1,121 rent vs county FMR
4.2
Rent control risk
Inherited from Spanish Lake
8.5
Eviction process difficulty
State law sets the calendar
2.3
Tenant organizing strength
Inherited from Spanish Lake
9.2
Housing court bias
Inherited from Spanish Lake
7.9

How Spanish Lake compares

Risk score vs. parent city, county, state.
Spanish Lake risk score vs. parent city / county / stateThis tract: 5.25.2This tracttract 210102Spanish Lake: 3.03.0Spanish Lakeparent cityCounty: 2.82.8Countyavg tract in countyState: 3.83.8Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 79

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Pandemic-era tracking (2020–2021)

  • 893Total filings 2020-21
  • 11.6Avg monthly (observed)
  • 12.7Pre-pandemic baseline
  • 0.91×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 17 filings (1.21× baseline)2020-02-01: 12 filings (1.71× baseline)2020-03-01: 6 filings (0.24× baseline)2020-04-01: 1 filings (0.13× baseline)2020-05-01: 4 filings (0.38× baseline)2020-06-01: 3 filings (0.13× baseline)2020-07-01: 7 filings (0.45× baseline)2020-08-01: 2 filings (0.13× baseline)2020-09-01: 4 filings (0.38× baseline)2020-10-01: 8 filings (0.57× baseline)2020-11-01: 9 filings (0.72× baseline)2020-12-01: 11 filings (1.22× baseline)2021-01-01: 4 filings (0.29× baseline)2021-02-01: 2 filings (0.29× baseline)2021-03-01: 9 filings (0.36× baseline)2021-04-01: 12 filings (1.60× baseline)2021-05-01: 8 filings (0.76× baseline)2021-06-01: 9 filings (0.40× baseline)2021-07-01: 1 filings (0.06× baseline)2021-08-01: 8 filings (0.52× baseline)2021-09-01: 4 filings (0.38× baseline)2021-10-01: 13 filings (0.93× baseline)2021-11-01: 39 filings (3.12× baseline)2021-12-01: 9 filings (1.00× baseline)2022-01-01: 5 filings (0.36× baseline)2022-02-01: 9 filings (1.29× baseline)2022-03-01: 18 filings (0.72× baseline)2022-04-01: 18 filings (2.40× baseline)2022-05-01: 10 filings (0.95× baseline)2022-06-01: 11 filings (0.49× baseline)2022-07-01: 12 filings (0.77× baseline)2022-08-01: 21 filings (1.35× baseline)2022-09-01: 11 filings (1.05× baseline)2022-10-01: 8 filings (0.57× baseline)2022-11-01: 15 filings (1.20× baseline)2022-12-01: 35 filings (3.89× baseline)2023-01-01: 16 filings (1.14× baseline)2023-02-01: 12 filings (1.71× baseline)2023-03-01: 15 filings (0.60× baseline)2023-04-01: 13 filings (1.73× baseline)2023-05-01: 10 filings (0.95× baseline)2023-06-01: 18 filings (0.80× baseline)2023-07-01: 4 filings (0.26× baseline)2023-08-01: 25 filings (1.61× baseline)2023-09-01: 16 filings (1.52× baseline)2023-10-01: 10 filings (0.71× baseline)2023-11-01: 18 filings (1.44× baseline)2023-12-01: 12 filings (1.33× baseline)2024-01-01: 9 filings (0.64× baseline)2024-02-01: 12 filings (1.71× baseline)2024-03-01: 4 filings (0.16× baseline)2024-04-01: 6 filings (0.80× baseline)2024-05-01: 24 filings (2.29× baseline)2024-06-01: 13 filings (0.58× baseline)2024-07-01: 20 filings (1.29× baseline)2024-08-01: 19 filings (1.23× baseline)2024-09-01: 20 filings (1.90× baseline)2024-10-01: 6 filings (0.43× baseline)2024-11-01: 13 filings (1.04× baseline)2024-12-01: 6 filings (0.67× baseline)2025-01-01: 14 filings (1.00× baseline)2025-02-01: 26 filings (3.71× baseline)2025-03-01: 10 filings (0.40× baseline)2025-04-01: 9 filings (1.20× baseline)2025-05-01: 9 filings (0.86× baseline)2025-06-01: 10 filings (0.44× baseline)2025-07-01: 16 filings (1.03× baseline)2025-08-01: 17 filings (1.10× baseline)2025-09-01: 14 filings (1.33× baseline)2025-10-01: 15 filings (1.07× baseline)2025-11-01: 10 filings (0.80× baseline)2025-12-01: 5 filings (0.56× baseline)2026-01-01: 13 filings (130.00× baseline)2026-02-01: 17 filings (170.00× baseline)2026-03-01: 6 filings (60.00× baseline)2026-04-01: 0 filings (0.00× baseline)2026-05-01: 6 filings (60.00× baseline)

Pandemic filings ran below baseline. Eviction Lab tracked Southwest Oregon, OR as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Spanish Lake

The score leans hardest on tenant organizing strength at 9.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Spanish Lake eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores well above the St. Louis County average of 5.6 and above the Missouri statewide average of 4.8. Within its own county it reads on the riskier side for landlords.

The tract is predominantly Black and ranks around the 79th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

During 2020 and 2021, eviction filings here ran at about 0.91x the pre-COVID monthly baseline, a little under the pre-pandemic norm.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 29189210102

Q1

What is the eviction-risk score for census tract 29189210102?

Census tract 29189210102 in Spanish Lake scores 5.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 29189210102?

Median gross rent is $1,121/month (ACS 5-year 2023, table B25064). 71% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 29189210102?

28.0% of residents in tract 29189210102 live below the federal poverty line (ACS B17001, 2023). Population: 3,381.
Q4

How socially vulnerable is tract 29189210102?

CDC Social Vulnerability Index ranks this tract in the 79th percentile nationally. Sub-themes: socioeconomic 62th, household 82th, minority 82th, housing 77th.
Q5

Did eviction filings in tract 29189210102 drop during COVID?

Pandemic-era filings ran 0.91× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Southwest Oregon eviction laws, OR), 2020-2021.
Q6

What share of households in tract 29189210102 struggle to pay rent?

About 30.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 25.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 29189210102 compare to Spanish Lake overall?

Tract 29189210102 scores 5.2/10, higher than the parent city of Spanish Lake at 3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Spanish Lake eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Spanish Lake

Top eight tracts in Spanish Lake ranked by composite eviction-risk score.

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