Kalivas/Union Eviction Risk: Moderate , Manchester

The clearest offset is rent-regulation exposure at 1/10. 86% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate. Average gross rent is $1,161, 26% below the Manchester average.

It sits 1.4 points above the Hillsborough County average of 4.0. Well under the midpoint, supply constraint reads 2.4/10. Running cool, state political climate reads 2.5/10.

The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. SNAP participation runs 22.9% against 15.2% nationally. Housing insecurity runs 21.2% against 14.2% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 70% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 7.6/10, which tracks how hard a shock lands on the households already here.

Statewide the NH average is 4.2, so this tract runs 1.2 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.