Five Points Eviction Risk: High , Buffalo

It sits 1.7 points above the Erie County average of 6.8. 67% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

On the high side, eviction-process difficulty reads 8/10. 51% of renter households cross the 30%-of-income line, higher than the Erie County average of 44.6%.

Running hot, rent-regulation exposure reads 7.5/10. The severe-burden share is 11%, and it is the single best predictor in this model of a filing that actually reaches judgment.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 94th percentile of the 84,120 tracts scored. Social vulnerability reads 3.7/10 on the CDC index, a measure of exposure to housing and economic shocks.

Of its three components the household composition measure is the least pressured. Average gross rent is $993, close to the Buffalo average. Annual rent works out to 20% of average household income of $60,990.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.