Neighborhood · Ranked #53,267 of 84,120 nationally
Cardinal Oaks Eviction Risk: Lower , Durham
Tract 37063001806 ·
Durham County, NC · pop 7,620 · neighborhood within 1.4 mi
How risky is the Cardinal Oaks neighborhood of Durham for landlords? Census tract 37063001806 scores $1/10, the Elevated tier. That is riskier than roughly 74% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 48% of renter households, a severe level, and 36% are severely burdened at 50% or more. The typical renter pays about $1,608 a month while the average household earns $86,739 a year, roughly 22% of income at the averages. About 13% of occupied units are renter-occupied.
Risk score
3.3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 6%Stable renters 7%Owners 87%
Tract context
Occupied units2,762
Renter share13.2%
SVI overall0.51
Poverty rate8.7%
Median income$86,739
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Cardinal Oaks
Moderate
Within parent city
41th percentile
#42 of 70 tracts In Durham
Moderate
Within county
34th percentile
#45 of 68 tracts In Durham County
Low
Within state
39th percentile
#1,623 of 2,660 tracts In North Carolina
Low
Geographic context
Risk heat across Durham and the region
Centroid at 36.0194, -78.7903 · click any tract to drill in
Why Cardinal Oaks scores 3.3
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Durham
7.5
Regional political climate
2024 county presidential margin
8.1
State political climate
North Carolina legislature & governorship
2.3
Economic stress
8.7% poverty · this tract
2.2
Supply constraint
$1,608 rent vs county FMR
3.6
Rent control risk
Inherited from Durham
2.0
Eviction process difficulty
State law sets the calendar
4.5
Tenant organizing strength
Inherited from Durham
6.5
Housing court bias
Inherited from Durham
4.5
How Cardinal Oaks compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 51
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
68%Socioeconomic
59%Household composition
82%Racial/ethnic minority
11%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
519Total filings over 11 yrs
15.80%Avg annual filing rate
27.3%Peak (2010)
34Filings in 2017 (latest validated)
Filings by year2005 to 2017
Filings climbed 31% over the past 11 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
16.4%Housing insecurity
10.9%Utility-shutoff threat
18.9%Food insecurity
15.8%SNAP enrollment
10.3%Transit barriers
11.8%No health insurance
16.6%Frequent mental distress
31.1%Any disability
Analysis
What drives eviction risk in Cardinal Oaks
The score leans hardest on tenant organizing strength at 6.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Durham eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Durham County average of 5.9 and above the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 16.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 10.9% faced a utility shutoff threat, a common early warning before a filing.
The tract is Black and White and ranks around the 51st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 37063001806
Q1
What is the eviction-risk score for census tract 37063001806?
Census tract 37063001806 in the Cardinal Oaks neighborhood scores 3.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 37063001806?
Median gross rent is $1,608/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 37063001806?
8.7% of residents in tract 37063001806 live below the federal poverty line (ACS B17001, 2023). Population: 7,620.
Q4
How socially vulnerable is tract 37063001806?
CDC Social Vulnerability Index ranks this tract in the 51th percentile nationally. Sub-themes: socioeconomic 68th, household 59th, minority 82th, housing 11th.
Q5
Is tract 37063001806 considered part of Cardinal Oaks?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37063001806 fall within Cardinal Oaks (neighborhood centroid within 1.4 miles, OSM data).
Q6
How many evictions are filed each year in tract 37063001806?
Princeton Eviction Lab recorded 519 eviction filings across 11 validated years in tract 37063001806 (2000-2018). The average annual filing rate is 15.80% of renter households, peaking at 27.3% in 2010. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 37063001806 struggle to pay rent?
About 16.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 37063001806 compare to Durham overall?
Tract 37063001806 scores 3.3/10, right in line with the parent city of Durham at 3.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Durham eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Durham
Top eight tracts in Durham ranked by composite eviction-risk score.