HarborWalk Eviction Risk: Moderate , Lorain

The dominant input is tenant-organizing strength at 8.6/10. Against the Lorain County average of 4.1, this tract reads riskier for landlords by 1.8 points.

Sitting well above the midpoint, housing-court posture reads 8/10. The poverty rate is 24%, which in this model reads as reduced rent-recovery odds after a judgment. On the softer side, eviction-process difficulty reads 2.1/10.

Court records carry 444 eviction filings across 11 observed years. Filings peaked in 2014 at 10.6% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 8.3% of renter households face a filing. On the national scale it lands near the 77th percentile of the 84,120 tracts scored. Social vulnerability reads 8.1/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the OH average is 4.2, so this tract runs 1.7 points hotter. Of its three components the household composition measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.