Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #22,213 of 84,120 nationally
HarborWalk Eviction Risk: Moderate , Lorain
Tract 39093022200 · Lorain County, OH · pop 2,605 · neighborhood within 0.4 mi
For landlords sizing up the HarborWalk area of Lorain, census tract 39093022200 carries an elevated eviction-risk score of 6.1/10. That is riskier than about 77% of US census tracts.
About 44% of renters carry a rent burden of 30% of income or higher, a severe level, and 30% are severely burdened at 50% or more. The typical renter pays about $897 a month while the average household earns $43,988 a year, roughly 24% of income at the averages. About 44% of occupied units are renter-occupied.
Risk score
5.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19%
Stable renters 25%
Owners 56%
Tract context
Occupied units1,121
Renter share44.4%
SVI overall0.79
Poverty rate23.9%
Median income$43,988
Percentile rank
Higher percentile = riskier than more peers.Within parent city
45
th percentile
Moderate
Within county
83
th percentile
High
Within state
82
th percentile
High
Geographic context
Risk heat across Lorain and the region
Centroid at 41.4722, -82.1642 · click any tract to drill in
Why HarborWalk scores 5.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Lorain
5.4
Regional political climate
2024 county presidential margin
4.9
State political climate
Ohio legislature & governorship
2.4
Economic stress
23.9% poverty · this tract
6.0
Supply constraint
$897 rent vs county FMR
2.4
Rent control risk
Inherited from Lorain
7.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Lorain
8.6
Housing court bias
Inherited from Lorain
8.0
How HarborWalk compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 79
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 71%Socioeconomic
- 83%Household composition
- 49%Racial/ethnic minority
- 77%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 11%Grade B
- 65%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 444Total filings over 11 yrs
- 8.26%Avg annual filing rate
- 10.6%Peak (2014)
- 30Filings in 2018 (latest validated)
Filings dropped 25% over the past 11 months.
Comparable tracts
Census tracts with similar eviction risk
Within HarborWalk. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 16.4%Housing insecurity
- 12.1%Utility-shutoff threat
- 21.3%Food insecurity
- 18.8%SNAP enrollment
- 10.8%Transit barriers
- 12.0%No health insurance
- 20.2%Frequent mental distress
- 34.1%Any disability
Analysis
What drives eviction risk in HarborWalk
What moves this score most is tenant organizing strength at 8.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Lorain eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Lorain County average of 5.3 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
Princeton's Eviction Lab logged 444 eviction filings here over 11 tracked years, with about 8.3% of renter households facing a filing in a typical year. Filings peaked at 10.6% of renter households in 2014.
In CDC survey modeling, about 16.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 12.1% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 39093022200
Q1
What is the eviction-risk score for census tract 39093022200?
Census tract 39093022200 in the HarborWalk neighborhood scores 5.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39093022200?
Median gross rent is $897/month (ACS 5-year 2023, table B25064). 44% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39093022200?
23.9% of residents in tract 39093022200 live below the federal poverty line (ACS B17001, 2023). Population: 2,605.
Q4
How socially vulnerable is tract 39093022200?
CDC Social Vulnerability Index ranks this tract in the 79th percentile nationally. Sub-themes: socioeconomic 71th, household 83th, minority 49th, housing 77th.
Q5
Is tract 39093022200 considered part of HarborWalk?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39093022200 fall within HarborWalk (neighborhood centroid within 0.4 miles, OSM data).
Q6
How many evictions are filed each year in tract 39093022200?
Princeton Eviction Lab recorded 444 eviction filings across 11 validated years in tract 39093022200 (2000-2018). The average annual filing rate is 8.26% of renter households, peaking at 10.6% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39093022200 struggle to pay rent?
About 16.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39093022200 compare to Lorain overall?
Tract 39093022200 scores 5.2/10, higher than the parent city of Lorain at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lorain eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39093022200 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Lorain
Top eight tracts in Lorain ranked by composite eviction-risk score.
Tract · OH
Pearl Village
6.1
/ 10 · Elevated
Tract · OH
Downtown Lorain
6
/ 10 · Elevated
Tract · OH
Evergreen Village
6
/ 10 · Elevated
Tract · OH
Downtown Lorain
5.9
/ 10 · Elevated
Tract · OH
South Lorain
5.9
/ 10 · Elevated
Tract · OH
South Lorain
5.8
/ 10 · Elevated
Tract · OH
Downtown Lorain
5.6
/ 10 · Elevated
Tract · OH
South Lorain
5.5
/ 10 · Elevated
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