Neighborhood · Ranked #49,882 of 84,120 nationally

The Oaks Eviction Risk: Lower , Lorain

Tract 39093097201 · Lorain County, OH · pop 4,248 · neighborhood within 0.8 mi

The The Oaks area of Lorain anchors census tract 39093097201, which lands at 4.9/10 on landlord eviction risk. On the national scale it ranks #55,151 of 84,120 for landlord eviction difficulty.

About 20% of renters carry a rent burden of 30% of income or higher, a modest level, and 20% are severely burdened at 50% or more. Average rent runs $684 a month against an average household income of $85,208 a year, roughly 10% of income at the averages. About 28% of occupied units are renter-occupied.

Risk score

3.5

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 6% Stable renters 22% Owners 72%

Tract context

Occupied units1,678

Renter share28.1%

SVI overall0.58

Poverty rate10.3%

Median income$85,208

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Lorain and the region

Centroid at 41.4249, -82.2603 · click any tract to drill in

Why The Oaks scores 3.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Lorain

5.4

Regional political climate

2024 county presidential margin

4.9

State political climate

Ohio legislature & governorship

2.4

Economic stress

10.3% poverty · this tract

2.6

Supply constraint

$684 rent vs county FMR

1.0

Rent control risk

Inherited from Lorain

7.1

Eviction process difficulty

State law sets the calendar

2.1

Tenant organizing strength

Inherited from Lorain

8.6

Housing court bias

Inherited from Lorain

8.0

How The Oaks compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 58

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

30%Socioeconomic
19%Household composition
41%Racial/ethnic minority
99%Housing & transportation

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

10.5%Housing insecurity
7.4%Utility-shutoff threat
12.3%Food insecurity
9.2%SNAP enrollment
6.9%Transit barriers
7.8%No health insurance
17.5%Frequent mental distress
27.9%Any disability

Analysis

What drives eviction risk in The Oaks

The heaviest input here is tenant organizing strength at 8.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Lorain eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Lorain County average of 5.3 and in line with the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.

In CDC survey modeling, about 10.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.4% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 58th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39093097201

What is the eviction-risk score for census tract 39093097201?

Census tract 39093097201 in the The Oaks neighborhood scores 3.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39093097201?

Median gross rent is $684/month (ACS 5-year 2023, table B25064). 20% of renter households are cost-burdened.

What is the poverty rate in tract 39093097201?

10.3% of residents in tract 39093097201 live below the federal poverty line (ACS B17001, 2023). Population: 4,248.

How socially vulnerable is tract 39093097201?

CDC Social Vulnerability Index ranks this tract in the 58th percentile nationally. Sub-themes: socioeconomic 30th, household 19th, minority 41th, housing 99th.

Is tract 39093097201 considered part of The Oaks?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39093097201 fall within The Oaks (neighborhood centroid within 0.8 miles, OSM data).

What share of households in tract 39093097201 struggle to pay rent?

About 10.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39093097201 compare to Lorain overall?

Tract 39093097201 scores 3.5/10, higher than the parent city of Lorain at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lorain eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Lorain

Top eight tracts in Lorain ranked by composite eviction-risk score.