Old Orchard Eviction Risk: Moderate , Toledo

What pushes it up most is court filing pressure at 8.9/10. Annualized rent equals 36% of average household income of $31,152, past the 30% affordability line, which thins the margin any screening standard has to work with.

Well under the midpoint, rent-regulation exposure reads 1.5/10. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Severe burden reaches 21%. Those are renters paying half their income or more, and that is where non-payment filings originate. Against Lucas County at 41.3%, 51% of renters here are cost-burdened. Sitting well above the midpoint, economic stress reads 7.8/10.

Against the Lucas County average of 4.2, this tract reads riskier for landlords by 1.2 points. Food insecurity runs 26.6% against 17.8% nationally.

Court records carry 2,099 eviction filings across 15 observed years. Inability to pay a utility bill runs 15.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Filings peaked in 2014 at 24.2% of renter households.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Toledo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.