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Neighborhood · Ranked #22,213 of 84,120 nationally

Westmoreland Eviction Risk: Moderate , Toledo

Tract 39095002402 · Lucas County, OH · pop 1,316 · neighborhood within 0.3 mi

Census tract 39095002402 covers the Westmoreland neighborhood of Toledo, home to 1,316 residents. For landlords it grades 5.7/10, a moderate reading. That is riskier than roughly 64% of the 84,120 US census tracts we score.

39% of renter households here spend at least 30% of income on rent, a high level, and 39% are severely burdened at 50% or more. Average gross rent is $929 monthly, set against $50,393 in average yearly household income, roughly 22% of income at the averages. About 45% of occupied units are renter-occupied.

Risk score
5.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18% Stable renters 27% Owners 55%
Tract context
Occupied units489
Renter share45.0%
SVI overall0.80
Poverty rate27.3%
Median income$50,393

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Westmoreland
Moderate
Within parent city
59 th percentile
Rank, 59th percentileLowHigh
#50 of 121 tracts In Toledo
Elevated
Within county
70 th percentile
Rank, 70th percentileLowHigh
#51 of 168 tracts In Lucas County
Elevated
Within state
82 th percentile
Rank, 82nd percentileLowHigh
#576 of 3,162 tracts In Ohio
High
Geographic context

Risk heat across Toledo and the region

Centroid at 41.6582, -83.5848 · click any tract to drill in

Why Westmoreland scores 5.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
27.3% poverty · this tract
6.8
Supply constraint
$929 rent vs county FMR
3.8
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0

How Westmoreland compares

Risk score vs. parent city, county, state.
Westmoreland risk score vs. parent city / county / stateThis tract: 5.25.2This tracttract 002402Toledo: 3.33.3Toledoparent cityCounty: 4.14.1Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 80

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 395Total filings over 15 yrs
  • 11.93%Avg annual filing rate
  • 19.6%Peak (2015)
  • 27Filings in 2018 (latest validated)
Filings by year 2003 to 2018
Year-by-year eviction filings in tract 390950024022003: 18 filings (6.57/100 renter HHs)2004: 23 filings (8.39/100 renter HHs)2005: 25 filings (13.66/100 renter HHs)2006: 24 filings (13.11/100 renter HHs)2007: 24 filings (13.11/100 renter HHs)2008: 18 filings (9.84/100 renter HHs)2009: 27 filings (14.75/100 renter HHs)2010: 21 filings (7.78/100 renter HHs)2011: 28 filings (12.79/100 renter HHs)2012: 21 filings (9.59/100 renter HHs)2013: 23 filings (10.50/100 renter HHs)2014: 32 filings (14.61/100 renter HHs)2015: 43 filings (19.63/100 renter HHs)2016: 41 filings (14.86/100 renter HHs)2018: 27 filings (9.78/100 renter HHs)
Filings climbed 50% over the past 15 months.
CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Westmoreland

The score leans hardest on economic stress at 6.8/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly Black and ranks around the 80th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39095002402

Q1

What is the eviction-risk score for census tract 39095002402?

Census tract 39095002402 in the Westmoreland neighborhood scores 5.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39095002402?

Median gross rent is $929/month (ACS 5-year 2023, table B25064). 39% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39095002402?

27.3% of residents in tract 39095002402 live below the federal poverty line (ACS B17001, 2023). Population: 1,316.
Q4

How socially vulnerable is tract 39095002402?

CDC Social Vulnerability Index ranks this tract in the 80th percentile nationally. Sub-themes: socioeconomic 87th, household 82th, minority 96th, housing 35th.
Q5

Is tract 39095002402 considered part of Westmoreland?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095002402 fall within Westmoreland (neighborhood centroid within 0.3 miles, OSM data).
Q6

How many evictions are filed each year in tract 39095002402?

Princeton Eviction Lab recorded 395 eviction filings across 15 validated years in tract 39095002402 (2000-2018). The average annual filing rate is 11.93% of renter households, peaking at 19.6% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 39095002402 struggle to pay rent?

About 27.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 21.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 39095002402 compare to Toledo overall?

Tract 39095002402 scores 5.2/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 39095002402 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.

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