Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #24,859 of 84,120 nationally
Westmoreland Eviction Risk: Moderate , Toledo
Tract 39095002402 · Lucas County, OH · pop 1,316 · neighborhood within 0.3 mi
39095002402 is a census tract in the Westmoreland area of Toledo, OH. It scores 5.4/10 for landlords. It is home to 1,316 residents. Severe burden reaches 39%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18%
Stable renters 27%
Owners 55%
Tract context
Occupied units489
Renter share45.0%
SVI overall0.80
Poverty rate27.3%
Median income$50,393
Percentile rank
Higher percentile = riskier than more peers.Within parent city
78
th percentile
High
Within county
72
th percentile
Elevated
Within state
83
th percentile
High
Geographic context
Risk heat across Toledo and the region
Centroid at 41.6582, -83.5848 · click any tract to drill in
Why Westmoreland scores 5.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
27.3% poverty · this tract
6.8
Supply constraint
$929 rent vs county FMR
3.8
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0
How Westmoreland compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 80
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 87%Socioeconomic
- 82%Household composition
- 96%Racial/ethnic minority
- 35%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 31%Grade B
- 68%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 395Total filings over 15 yrs
- 11.93%Avg annual filing rate
- 19.6%Peak (2015)
- 27Filings in 2018 (latest validated)
Filings climbed 50% over the past 15 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 27.2%Housing insecurity
- 21.5%Utility-shutoff threat
- 34.3%Food insecurity
- 33.7%SNAP enrollment
- 16.8%Transit barriers
- 11.3%No health insurance
- 20.3%Frequent mental distress
- 38.7%Any disability
Analysis
What drives eviction risk in Westmoreland
What pushes it up most is court filing pressure at 8.9/10. Well under the midpoint, rent-regulation exposure reads 1.5/10. The poverty rate is 27%, which in this model reads as reduced rent-recovery odds after a judgment.
Housing insecurity runs 27.2% against 14.2% nationally. Inability to pay a utility bill runs 21.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Against the Lucas County average of 4.2, this tract reads riskier for landlords by 1.2 points.
Running cool, state political climate reads 2.4/10. Court records carry 395 eviction filings across 15 observed years.
Filings peaked in 2015 at 19.6% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 11.9% of renter households face a filing.
That is riskier than roughly 70% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 8.2/10.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 39095002402
Q1
What is the eviction-risk score for census tract 39095002402?
Census tract 39095002402 in the Westmoreland neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095002402?
Median gross rent is $929/month (ACS 5-year 2023, table B25064). 39% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095002402?
27.3% of residents in tract 39095002402 live below the federal poverty line (ACS B17001, 2023). Population: 1,316.
Q4
How socially vulnerable is tract 39095002402?
CDC Social Vulnerability Index ranks this tract in the 80th percentile nationally. Sub-themes: socioeconomic 87th, household 82th, minority 96th, housing 35th.
Q5
Is tract 39095002402 considered part of Westmoreland?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095002402 fall within Westmoreland (neighborhood centroid within 0.3 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095002402?
Princeton Eviction Lab recorded 395 eviction filings across 15 validated years in tract 39095002402 (2000-2018). The average annual filing rate is 11.93% of renter households, peaking at 19.6% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095002402 struggle to pay rent?
About 27.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 21.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095002402 compare to Toledo overall?
Tract 39095002402 scores 5.4/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095002402 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.
Tract · OH
United
5.4
/ 10 · Moderate
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Bush Street Historic District
5.4
/ 10 · Moderate
Tract · OH
East Toledo
5.4
/ 10 · Moderate
Tract · OH
East Toledo
5.4
/ 10 · Moderate
Tract · OH
Middle Grounds
5.4
/ 10 · Moderate
Tract · OH
North Towne
5.4
/ 10 · Moderate
Tract · OH
Heather Downs
5.4
/ 10 · Moderate
Tract · OH
Scott Park
5.4
/ 10 · Moderate
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