Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #57,812 of 84,120 nationally
Harvard Village Eviction Risk: Lower , Toledo
Tract 39095004501 · Lucas County, OH · pop 2,731 · neighborhood within 0.5 mi
39095004501 is a census tract in the Harvard Village area of Toledo, OH. It scores 3.5/10 for landlords. Severe burden reaches 29%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Risk score
3.5
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 13%
Stable renters 21%
Owners 66%
Tract context
Occupied units1,185
Renter share33.5%
SVI overall0.15
Poverty rate10.6%
Median income$70,927
Percentile rank
Higher percentile = riskier than more peers.Within parent city
13
th percentile
Very Low
Within county
38
th percentile
Low
Within state
42
th percentile
Moderate
Geographic context
Risk heat across Toledo and the region
Centroid at 41.6076, -83.5884 · click any tract to drill in
Why Harvard Village scores 3.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
10.6% poverty · this tract
2.6
Supply constraint
$853 rent vs county FMR
3.1
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0
How Harvard Village compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 15
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 24%Socioeconomic
- 34%Household composition
- 32%Racial/ethnic minority
- 10%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 22%Grade A
- 16%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 296Total filings over 15 yrs
- 6.49%Avg annual filing rate
- 7.0%Peak (2003)
- 16Filings in 2018 (latest validated)
Filings dropped 41% over the past 15 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 9.8%Housing insecurity
- 6.9%Utility-shutoff threat
- 10.6%Food insecurity
- 7.9%SNAP enrollment
- 6.3%Transit barriers
- 6.8%No health insurance
- 16.9%Frequent mental distress
- 24.6%Any disability
Analysis
What drives eviction risk in Harvard Village
The dominant input is court filing pressure at 8.9/10. On the softer side, rent-regulation exposure reads 1.5/10.
Well under the midpoint, state political climate reads 2.4/10. Court records carry 296 eviction filings across 15 observed years.
SNAP participation runs 7.9% against 15.2% nationally. Food insecurity runs 10.6% against 17.8% nationally. Against the Lucas County average of 4.2, this tract reads safer for landlords by 0.7 points.
The worst year on record was 2003, when 7.0% of renter households were served. This ground was mapped A ("Best") on the 1930s HOLC security maps for Toledo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 6.5% of renter households face a filing.
That is riskier than roughly 31% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 2.3/10.
Against average income of $70,927, annual rent is just 14%. Of its three components the housing type and transport measure is the least pressured.
38% of renter households spend at least 30% of income on rent.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 39095004501
Q1
What is the eviction-risk score for census tract 39095004501?
Census tract 39095004501 in the Harvard Village neighborhood scores 3.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095004501?
Median gross rent is $853/month (ACS 5-year 2023, table B25064). 38% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095004501?
10.6% of residents in tract 39095004501 live below the federal poverty line (ACS B17001, 2023). Population: 2,731.
Q4
How socially vulnerable is tract 39095004501?
CDC Social Vulnerability Index ranks this tract in the 15th percentile nationally. Sub-themes: socioeconomic 24th, household 34th, minority 32th, housing 10th.
Q5
Is tract 39095004501 considered part of Harvard Village?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095004501 fall within Harvard Village (neighborhood centroid within 0.5 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095004501?
Princeton Eviction Lab recorded 296 eviction filings across 15 validated years in tract 39095004501 (2000-2018). The average annual filing rate is 6.49% of renter households, peaking at 7.0% in 2003. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095004501 struggle to pay rent?
About 9.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095004501 compare to Toledo overall?
Tract 39095004501 scores 3.5/10, lower than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095004501 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.
Tract · OH
East Toledo
5.4
/ 10 · Moderate
Tract · OH
United
5.4
/ 10 · Moderate
Tract · OH
Vistula Historic District
5.4
/ 10 · Moderate
Tract · OH
Bush Street Historic District
5.4
/ 10 · Moderate
Tract · OH
East Toledo
5.4
/ 10 · Moderate
Tract · OH
Middle Grounds
5.4
/ 10 · Moderate
Tract · OH
North Towne
5.4
/ 10 · Moderate
Tract · OH
Heather Downs
5.4
/ 10 · Moderate
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