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Neighborhood · Ranked #28,017 of 84,120 nationally

Five Points Eviction Risk: Moderate , Toledo

Tract 39095005703 · Lucas County, OH · pop 2,623 · neighborhood within 1.0 mi

How risky is Five Points in Toledo for landlords? Census tract 39095005703 scores 5.7/10, the Moderate tier. On the national scale it ranks #30,566 of 84,120 for landlord eviction difficulty.

About 41% of renters carry a rent burden of 30% of income or higher, a severe level, and 18% are severely burdened at 50% or more. Average rent runs $1,100 a month against an average household income of $48,723 a year, roughly 27% of income at the averages. Renters make up 38% of occupied homes.

Risk score
4.8
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 16% Stable renters 23% Owners 61%
Tract context
Occupied units1,081
Renter share38.5%
SVI overall0.44
Poverty rate19.8%
Median income$48,723

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Five Points
Very High
Within parent city
44 th percentile
Rank, 44th percentileLowHigh
#68 of 121 tracts In Toledo
Moderate
Within county
59 th percentile
Rank, 59th percentileLowHigh
#69 of 168 tracts In Lucas County
Elevated
Within state
75 th percentile
Rank, 75th percentileLowHigh
#783 of 3,162 tracts In Ohio
High
Geographic context

Risk heat across Toledo and the region

Centroid at 41.7041, -83.5524 · click any tract to drill in

Why Five Points scores 4.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
19.8% poverty · this tract
5.0
Supply constraint
$1,100 rent vs county FMR
5.4
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0

How Five Points compares

Risk score vs. parent city, county, state.
Five Points risk score vs. parent city / county / stateThis tract: 4.84.8This tracttract 005703Toledo: 3.33.3Toledoparent cityCounty: 4.14.1Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 44

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 263Total filings over 15 yrs
  • 5.92%Avg annual filing rate
  • 6.3%Peak (2013)
  • 23Filings in 2018 (latest validated)
Filings by year 2003 to 2018
Year-by-year eviction filings in tract 390950057032003: 6 filings (3.11/100 renter HHs)2004: 8 filings (4.15/100 renter HHs)2005: 21 filings (8.97/100 renter HHs)2006: 20 filings (8.54/100 renter HHs)2007: 13 filings (5.55/100 renter HHs)2008: 15 filings (6.41/100 renter HHs)2009: 18 filings (7.69/100 renter HHs)2010: 19 filings (7.54/100 renter HHs)2011: 19 filings (4.80/100 renter HHs)2012: 24 filings (6.06/100 renter HHs)2013: 25 filings (6.31/100 renter HHs)2014: 20 filings (5.05/100 renter HHs)2015: 19 filings (4.80/100 renter HHs)2016: 13 filings (3.54/100 renter HHs)2018: 23 filings (6.27/100 renter HHs)
Filings climbed 283% over the past 15 months.
Comparable tracts

Census tracts with similar eviction risk

Within Five Points. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Five Points

What moves this score most is supply constraint at 5.4/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly White and ranks around the 44th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39095005703

Q1

What is the eviction-risk score for census tract 39095005703?

Census tract 39095005703 in the Five Points neighborhood scores 4.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39095005703?

Median gross rent is $1,100/month (ACS 5-year 2023, table B25064). 41% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39095005703?

19.8% of residents in tract 39095005703 live below the federal poverty line (ACS B17001, 2023). Population: 2,623.
Q4

How socially vulnerable is tract 39095005703?

CDC Social Vulnerability Index ranks this tract in the 44th percentile nationally. Sub-themes: socioeconomic 56th, household 60th, minority 53th, housing 19th.
Q5

Is tract 39095005703 considered part of Five Points?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095005703 fall within Five Points (neighborhood centroid within 1.0 miles, OSM data).
Q6

How many evictions are filed each year in tract 39095005703?

Princeton Eviction Lab recorded 263 eviction filings across 15 validated years in tract 39095005703 (2000-2018). The average annual filing rate is 5.92% of renter households, peaking at 6.3% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 39095005703 struggle to pay rent?

About 16.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 39095005703 compare to Toledo overall?

Tract 39095005703 scores 4.8/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 39095005703 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.

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