Five Points Eviction Risk: Moderate , Toledo
Tract 39095005703 · Lucas County, OH · pop 2,623 · neighborhood within 1.0 mi
How risky is Five Points in Toledo for landlords? Census tract 39095005703 scores 5.7/10, the Moderate tier. On the national scale it ranks #30,566 of 84,120 for landlord eviction difficulty.
About 41% of renters carry a rent burden of 30% of income or higher, a severe level, and 18% are severely burdened at 50% or more. Average rent runs $1,100 a month against an average household income of $48,723 a year, roughly 27% of income at the averages. Renters make up 38% of occupied homes.
Percentile rank
Higher percentile = riskier than more peers.Risk heat across Toledo and the region
Centroid at 41.7041, -83.5524 · click any tract to drill in
Why Five Points scores 4.8
9 axes · 1 = landlord-friendlyHow Five Points compares
Risk score vs. parent city, county, state.SVI percentile: 44
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 56%Socioeconomic
- 60%Household composition
- 53%Racial/ethnic minority
- 19%Housing & transportation
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 90%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 263Total filings over 15 yrs
- 5.92%Avg annual filing rate
- 6.3%Peak (2013)
- 23Filings in 2018 (latest validated)
Census tracts with similar eviction risk
Within Five Points. Closest by Eviction Risk Score.
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 16.8%Housing insecurity
- 12.8%Utility-shutoff threat
- 20.8%Food insecurity
- 19.2%SNAP enrollment
- 11.0%Transit barriers
- 10.4%No health insurance
- 21.0%Frequent mental distress
- 34.2%Any disability
What drives eviction risk in Five Points
What moves this score most is supply constraint at 5.4/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
The tract is predominantly White and ranks around the 44th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
About tract 39095005703
What is the eviction-risk score for census tract 39095005703?
What is the average rent in tract 39095005703?
What is the poverty rate in tract 39095005703?
How socially vulnerable is tract 39095005703?
Is tract 39095005703 considered part of Five Points?
How many evictions are filed each year in tract 39095005703?
What share of households in tract 39095005703 struggle to pay rent?
How does tract 39095005703 compare to Toledo overall?
Was tract 39095005703 historically redlined?
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.