Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #50,654 of 84,120 nationally
Five Points Eviction Risk: Lower , Toledo
Tract 39095000400 · Lucas County, OH · pop 3,993 · neighborhood within 0.5 mi
Tract 39095000400 sits in the Five Points area of Toledo eviction risk, OH, carrying an eviction-risk score of 3.9/10. It is home to 3,993 residents. What pushes it up most is court filing pressure at 8.9/10.
Risk score
3.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 17%
Stable renters 32%
Owners 51%
Tract context
Occupied units1,438
Renter share49.4%
SVI overall0.40
Poverty rate9.2%
Median income$49,652
Percentile rank
Higher percentile = riskier than more peers.Within parent city
19
th percentile
Very Low
Within county
41
th percentile
Moderate
Within state
51
th percentile
Moderate
Geographic context
Risk heat across Toledo and the region
Centroid at 41.6975, -83.5595 · click any tract to drill in
Why Five Points scores 3.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
9.2% poverty · this tract
2.3
Supply constraint
$1,066 rent vs county FMR
5.1
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0
How Five Points compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 40
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 51%Socioeconomic
- 35%Household composition
- 66%Racial/ethnic minority
- 23%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 81%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 865Total filings over 15 yrs
- 10.63%Avg annual filing rate
- 13.9%Peak (2018)
- 86Filings in 2018 (latest validated)
Filings climbed 126% over the past 15 months.
Comparable tracts
Census tracts with similar eviction risk
Within Five Points. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 15.7%Housing insecurity
- 10.9%Utility-shutoff threat
- 17.1%Food insecurity
- 13.8%SNAP enrollment
- 9.6%Transit barriers
- 9.1%No health insurance
- 20.7%Frequent mental distress
- 28.7%Any disability
Analysis
What drives eviction risk in Five Points
Running cool, rent-regulation exposure reads 1.5/10. 34% of renter households cross the 30%-of-income line, below the Lucas County average of 41.3%. Severe burden reaches 13%. Those are renters paying half their income or more, and that is where non-payment filings originate.
On the softer side, economic stress reads 2.3/10. Average gross rent is $1,066, 18% above the Toledo average. The filing record is not thin: 865 evictions over 15 years of observation.
The worst year on record was 2018, when 13.9% of renter households were served. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Toledo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 10.6% of renter households face a filing.
That is riskier than roughly 40% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 4.6/10.
Of its three components the housing type and transport measure is the least pressured.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 39095000400
Q1
What is the eviction-risk score for census tract 39095000400?
Census tract 39095000400 in the Five Points neighborhood scores 3.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095000400?
Median gross rent is $1,066/month (ACS 5-year 2023, table B25064). 34% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095000400?
9.2% of residents in tract 39095000400 live below the federal poverty line (ACS B17001, 2023). Population: 3,993.
Q4
How socially vulnerable is tract 39095000400?
CDC Social Vulnerability Index ranks this tract in the 40th percentile nationally. Sub-themes: socioeconomic 51th, household 35th, minority 66th, housing 23th.
Q5
Is tract 39095000400 considered part of Five Points?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095000400 fall within Five Points (neighborhood centroid within 0.5 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095000400?
Princeton Eviction Lab recorded 865 eviction filings across 15 validated years in tract 39095000400 (2000-2018). The average annual filing rate is 10.63% of renter households, peaking at 13.9% in 2018. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095000400 struggle to pay rent?
About 15.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095000400 compare to Toledo overall?
Tract 39095000400 scores 3.9/10, right in line with the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095000400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.
Tract · OH
Bush Street Historic District
5.4
/ 10 · Moderate
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East Toledo
5.4
/ 10 · Moderate
Tract · OH
United
5.4
/ 10 · Moderate
Tract · OH
Scott Park
5.4
/ 10 · Moderate
Tract · OH
East Toledo
5.4
/ 10 · Moderate
Tract · OH
Middle Grounds
5.4
/ 10 · Moderate
Tract · OH
North Towne
5.4
/ 10 · Moderate
Tract · OH
Auburn-Delaware
5.4
/ 10 · Moderate
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