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Neighborhood · Toledo, OH

Five Points Eviction Risk: Moderate

2 census tracts · pop 6,616 · pop-weighted Eviction Risk Score 4.3/10 · range 3.9–4.9

Five Points is a 2-tract neighborhood of Toledo, OH and houses 6,616 people. The Eviction Risk Score is 4.3/10, in the Moderate tier. The main counterweight is rent-regulation exposure, at 1.5/10.

Against a Toledo baseline of 28.4%, 37% of renters here cross the 30%-of-income line. Severe burden reaches 15%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Average gross rent is $1,079, 20% above the Toledo average of $901.

The 2 tracts inside this boundary do not behave alike. Individual scores run 3.9 to 4.9, a 1-point gap wide enough that the area average misleads on any specific address. Court records carry 1,128 eviction filings across its 2 observed tracts.

The worst year on record was 2018, when filings touched 13.9% of renter households. That places it #32 of 45 neighborhoods in Toledo. Judgments average 4.2% of renter households a year, the share of filings that actually convert to an order.

For a like-for-like read, Stickney and Woodsdale score within a fraction of it. Annual rent works out to 26% of average household income of $49,284.

45% of occupied units are renter-occupied.

Underwrite the address, not the area: with 1 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
4.3
Moderate
2 tracts · population-weighted
Five Points vs Toledo How this neighborhood stacks against the citywide average
% of income on rent
37.1% +31%
Toledo: 28.4%
Average gross rent
$1,079 +20%
Toledo: $901
Average HH income
$49,284 +4%
Toledo: $47,532
Poverty rate
13.4% -45%
Toledo: 24.5%
Renter share
45.1% -4%
Toledo: 46.7%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Five Points and the region

Click any tract to drill in · 2 tracts span score 3.9–4.9

Why Five Points scores 4.3

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 2.4–2.4 across tracts
2.4
Regional political climate
County-level mix · 2024 presidential margin · Range 5.8–5.8 across tracts
5.8
Local political climate
Parent city governance · Range 5.5–5.5 across tracts
5.5
Rent control risk
37% of income on rent · Range 1.5–1.5 across tracts
1.5
Eviction process difficulty
State notice requirements & court backlog · Range 4.0–4.0 across tracts
4.0
Tenant organizing strength
45% renter households · Range 4.5–4.5 across tracts
4.5
Housing court bias
County bench composition · Range 4.0–4.0 across tracts
4.0
Economic stress
13.4% below poverty line · Range 2.3–5.0 across tracts
3.4
Supply constraint
Rent-to-FMR gap & zoning friction · Range 5.1–5.4 across tracts
5.2
Risk score comparison

Five Points vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Five Points score vs. parent city, state, U.S.4.3Five PointsNeighborhood4.0Parent cityhost city4.0Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

2 tracts in Five Points

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
39095005703 4.9 2,623 41% $1,100
39095000400 3.9 3,993 34% $1,066
Social Vulnerability Index

CDC SVI percentile: 42

Pop-weighted across 2 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 53%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 45%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 61%ile
Hispanic + non-white share of population
Housing & transport 21%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab

Court-record eviction history in Five Points

Aggregated across 2 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

  • 1,128Total filings (sum)
  • 8.76%Avg annual filing rate
  • 13.9%Peak year (2018)
  • 10.87%Latest filed (2018)
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Five Points

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Five Points

Q1

What is the eviction-risk score for Five Points?

Five Points scores 4.3/10 (Moderate tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Five Points compare to Toledo overall?

Five Points scores 0.3 points higher than Toledo overall (4/10). Renters spend 37% of income on rent vs 28% citywide. Average rent: $1,079 vs $901.
Q3

What is the average rent in Five Points?

Average gross rent in Five Points is $1,079/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 37% of renter households are cost-burdened.
Q4

What percentage of Five Points residents are renters?

45% of Five Points households are renter-occupied (vs 47% in Toledo). The neighborhood has 6,616 residents.
Q5

Is Five Points a high social-vulnerability area?

Five Points sits in the 42nd percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Five Points have the highest eviction risk?

The highest-risk constituent tract in Five Points is census tract 39095005703 (score 4.9/10). Across the 2 tracts in this neighborhood the score ranges from 3.9 to 4.9, a spread of 1 points.
Q7

How safe is Five Points for landlords?

Five Points carries a moderate-tier eviction-risk profile for landlords (4.3/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Toledo as a whole (4/10), this neighborhood is in line with the citywide level.
Q8

What is the demographic breakdown of Five Points?

Five Points has 6,188 residents. Top groups: White (non-Hispanic) (57.2%), Black (non-Hispanic) (26.1%), Hispanic / Latino (12.7%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Five Points

Sibling neighborhoods

Other neighborhoods inside Toledo

Same parent city, ranked by score similarity to Five Points.

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