Neighborhood · Ranked #18,240 of 84,120 nationally

Inverness Village Eviction Risk: Moderate , Toledo

Tract 39095007401 · Lucas County, OH · pop 2,549 · neighborhood within 1.1 mi

Here is how census tract 39095007401, in Inverness Village in Toledo eviction risk, looks to a landlord: a $1/10 eviction-risk score (Elevated tier) across a population of 2,549. That is riskier than about 74% of US census tracts.

About 45% of renters carry a rent burden of 30% of income or higher, a severe level, and 21% are severely burdened at 50% or more. The typical renter pays about $1,102 a month while the average household earns $36,970 a year, roughly 36% of income at the averages. Renters make up 59% of occupied homes, a renter-majority tract.

Risk score

5.5

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 26% Stable renters 33% Owners 41%

Tract context

Occupied units1,310

Renter share59.1%

SVI overall0.84

Poverty rate27.0%

Median income$36,970

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Toledo and the region

Centroid at 41.6457, -83.6527 · click any tract to drill in

Why Inverness Village scores 5.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Toledo

5.5

Regional political climate

2024 county presidential margin

5.8

State political climate

Ohio legislature & governorship

2.4

Economic stress

27.0% poverty · this tract

6.7

Supply constraint

$1,102 rent vs county FMR

5.4

Rent control risk

Inherited from Toledo

1.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Toledo

4.5

Housing court bias

Inherited from Toledo

4.0

How Inverness Village compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 84

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

85%Socioeconomic
97%Household composition
66%Racial/ethnic minority
38%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
5%Grade B
10%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Inverness Village. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

19.6%Housing insecurity
15.2%Utility-shutoff threat
25.3%Food insecurity
23.8%SNAP enrollment
12.9%Transit barriers
10.3%No health insurance
20.3%Frequent mental distress
34.5%Any disability

Analysis

What drives eviction risk in Inverness Village

The score leans hardest on economic stress at 6.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

In CDC survey modeling, about 19.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 15.2% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 39095007401

What is the eviction-risk score for census tract 39095007401?

Census tract 39095007401 in the Inverness Village neighborhood scores 5.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39095007401?

Median gross rent is $1,102/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.

What is the poverty rate in tract 39095007401?

27.0% of residents in tract 39095007401 live below the federal poverty line (ACS B17001, 2023). Population: 2,549.

How socially vulnerable is tract 39095007401?

CDC Social Vulnerability Index ranks this tract in the 84th percentile nationally. Sub-themes: socioeconomic 85th, household 97th, minority 66th, housing 38th.

Is tract 39095007401 considered part of Inverness Village?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095007401 fall within Inverness Village (neighborhood centroid within 1.1 miles, OSM data).

What share of households in tract 39095007401 struggle to pay rent?

About 19.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39095007401 compare to Toledo overall?

Tract 39095007401 scores 5.5/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39095007401 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.