Within parent city
41
th percentile
Moderate
Census Tract · Ranked #65,414 of 84,120 nationally
Kettering Eviction Risk: Lower
Tract 39113020900 · Montgomery County, OH · pop 2,932
Tract 39113020900 sits in Kettering eviction risk, OH, carrying an eviction-risk score of 3.1/10. It is home to 2,932 residents. 29% of renter households cross the 30%-of-income line, well below the Montgomery County average of 42.9%.
Risk score
3.1
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 12%
Stable renters 29%
Owners 59%
Tract context
Occupied units1,542
Renter share40.1%
SVI overall0.18
Poverty rate5.7%
Median income$69,750
Percentile rank
Higher percentile = riskier than more peers.Within county
29
th percentile
Low
Within state
33
th percentile
Low
National
22
th percentile
Low
Geographic context
Risk heat across Kettering and the region
Centroid at 39.7094, -84.1569 · click any tract to drill in
Why Kettering scores 3.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Kettering
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Ohio legislature & governorship
2.4
Economic stress
5.7% poverty · this tract
1.4
Supply constraint
$821 rent vs county FMR
2.6
Rent control risk
Inherited from Kettering
5.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Kettering
7.4
Housing court bias
Inherited from Kettering
4.9
How Kettering compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 18
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 34%Socioeconomic
- 29%Household composition
- 15%Racial/ethnic minority
- 14%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 22%Grade B
- 61%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 278Total filings over 17 yrs
- 2.53%Avg annual filing rate
- 3.9%Peak (2015)
- 22Filings in 2018 (latest validated)
Filings climbed 22% over the past 17 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 9.4%Housing insecurity
- 6.6%Utility-shutoff threat
- 9.7%Food insecurity
- 7.4%SNAP enrollment
- 6.3%Transit barriers
- 6.1%No health insurance
- 18.0%Frequent mental distress
- 24.7%Any disability
Analysis
What drives eviction risk in Kettering
The clearest offset is economic stress at 1.4/10. Running cool, eviction-process difficulty reads 2.1/10.
The severe-burden share is 16%, and it is the single best predictor in this model of a filing that actually reaches judgment. Average gross rent is $821, 22% below the Kettering average. Running hot, court filing pressure reads 7.7/10.
It sits 1.1 points below the Montgomery County average of 4.2. The filing record is not thin: 278 evictions over 17 years of observation.
Food insecurity runs 9.7% against 17.8% nationally. SNAP participation runs 7.4% against 15.2% nationally.
The worst year on record was 2015, when 3.9% of renter households were served. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Dayton. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.
In a typical year about 2.5% of renter households face a filing. Nationally it ranks #65,414 of 84,120 for landlord eviction difficulty.
On the CDC Social Vulnerability Index the tract reads 2.6/10, which tracks how hard a shock lands on the households already here.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 39113020900
Q1
What is the eviction-risk score for census tract 39113020900?
Census tract 39113020900 in Kettering scores 3.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39113020900?
Median gross rent is $821/month (ACS 5-year 2023, table B25064). 29% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39113020900?
5.7% of residents in tract 39113020900 live below the federal poverty line (ACS B17001, 2023). Population: 2,932.
Q4
How socially vulnerable is tract 39113020900?
CDC Social Vulnerability Index ranks this tract in the 18th percentile nationally. Sub-themes: socioeconomic 34th, household 29th, minority 15th, housing 14th.
Q5
How many evictions are filed each year in tract 39113020900?
Princeton Eviction Lab recorded 278 eviction filings across 17 validated years in tract 39113020900 (2000-2018). The average annual filing rate is 2.53% of renter households, peaking at 3.9% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 39113020900 struggle to pay rent?
About 9.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 39113020900 compare to Kettering overall?
Tract 39113020900 scores 3.1/10, lower than the parent city of Kettering at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Kettering eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 39113020900 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Kettering
Top eight tracts in Kettering ranked by composite eviction-risk score.
Tract · OH
39113021800
5.4
/ 10 · Moderate
Tract · OH
39113020400
4.5
/ 10 · Moderate
Tract · OH
39113021501
4.4
/ 10 · Moderate
Tract · OH
South Dayton
4.2
/ 10 · Moderate
Tract · OH
39113021100
4.2
/ 10 · Moderate
Tract · OH
39113020100
4.2
/ 10 · Moderate
Tract · OH
39113021502
4
/ 10 · Moderate
Tract · OH
39113021301
3.9
/ 10 · Low
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