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Census Tract · Ranked #54,934 of 84,120 nationally

Kettering Eviction Risk: Lower

Tract 39113021301 · Montgomery County, OH · pop 2,890

Kettering is where census tract 39113021301 sits, home to 2,890 residents. Its landlord eviction-risk score is 5.7/10. On the national scale it ranks #30,584 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 57% of renter households, a severe level, and 47% are severely burdened at 50% or more. Average gross rent is $1,091 monthly, set against $60,571 in average yearly household income, roughly 22% of income at the averages. Renters make up 25% of occupied homes.

Risk score
3.2
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 14% Stable renters 11% Owners 75%
Tract context
Occupied units1,147
Renter share25.5%
SVI overall0.44
Poverty rate10.7%
Median income$60,571

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
68 th percentile
Rank, 68th percentileLowHigh
#8 of 23 tracts In Kettering
Elevated
Within county
41 th percentile
Rank, 41st percentileLowHigh
#93 of 156 tracts In Montgomery County
Moderate
Within state
43 th percentile
Rank, 43rd percentileLowHigh
#1,808 of 3,162 tracts In Ohio
Moderate
National
35 th percentile
Rank, 35th percentileLowHigh
#54,934 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across Kettering and the region

Centroid at 39.7250, -84.1155 · click any tract to drill in

Why Kettering scores 3.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Kettering
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Ohio legislature & governorship
2.4
Economic stress
10.7% poverty · this tract
2.7
Supply constraint
$1,091 rent vs county FMR
5.1
Rent control risk
Inherited from Kettering
5.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Kettering
7.4
Housing court bias
Inherited from Kettering
4.9

How Kettering compares

Risk score vs. parent city, county, state.
Kettering risk score vs. parent city / county / stateThis tract: 3.23.2This tracttract 021301Kettering: 2.42.4Ketteringparent cityCounty: 3.83.8Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 44

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 165Total filings over 17 yrs
  • 3.55%Avg annual filing rate
  • 5.5%Peak (2007)
  • 2Filings in 2018 (latest validated)
Filings by year 2002 to 2018
Year-by-year eviction filings in tract 391130213012002: 8 filings (4.10/100 renter HHs)2003: 6 filings (3.08/100 renter HHs)2004: 13 filings (6.67/100 renter HHs)2005: 12 filings (4.41/100 renter HHs)2006: 12 filings (4.41/100 renter HHs)2007: 15 filings (5.51/100 renter HHs)2008: 11 filings (4.04/100 renter HHs)2009: 12 filings (4.41/100 renter HHs)2010: 13 filings (4.22/100 renter HHs)2011: 11 filings (3.36/100 renter HHs)2012: 15 filings (4.59/100 renter HHs)2013: 10 filings (3.06/100 renter HHs)2014: 5 filings (1.53/100 renter HHs)2015: 8 filings (2.45/100 renter HHs)2016: 8 filings (2.59/100 renter HHs)2017: 4 filings (1.29/100 renter HHs)2018: 2 filings (0.65/100 renter HHs)
Filings dropped 75% over the past 17 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Kettering

The score leans hardest on tenant organizing strength at 7.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Kettering eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Montgomery County average of 5.4 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 44th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

Princeton's Eviction Lab logged 165 eviction filings here over 17 tracked years, with about 3.6% of renter households facing a filing in a typical year. Filings peaked at 5.5% of renter households in 2007.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39113021301

Q1

What is the eviction-risk score for census tract 39113021301?

Census tract 39113021301 in Kettering scores 3.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39113021301?

Median gross rent is $1,091/month (ACS 5-year 2023, table B25064). 57% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39113021301?

10.7% of residents in tract 39113021301 live below the federal poverty line (ACS B17001, 2023). Population: 2,890.
Q4

How socially vulnerable is tract 39113021301?

CDC Social Vulnerability Index ranks this tract in the 44th percentile nationally. Sub-themes: socioeconomic 54th, household 45th, minority 2th, housing 49th.
Q5

How many evictions are filed each year in tract 39113021301?

Princeton Eviction Lab recorded 165 eviction filings across 17 validated years in tract 39113021301 (2000-2018). The average annual filing rate is 3.55% of renter households, peaking at 5.5% in 2007. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 39113021301 struggle to pay rent?

About 11.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 39113021301 compare to Kettering overall?

Tract 39113021301 scores 3.2/10, higher than the parent city of Kettering at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Kettering eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Kettering

Top eight tracts in Kettering ranked by composite eviction-risk score.

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