About 56% of renters carry a rent burden of 30% of income or higher, a severe level, and 13% are severely burdened at 50% or more. Average gross rent is $899 monthly, set against $41,164 in average yearly household income, roughly 26% of income at the averages. About 81% of occupied units are renter-occupied, a renter-majority tract.
Risk score
3.4
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 45%Stable renters 36%Owners 19%
Tract context
Occupied units878
Renter share81.2%
SVI overall0.36
Poverty rate10.0%
Median income$41,164
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
100th percentile
#1 of 7 tracts In South Dayton
Very High
Within parent city
77th percentile
#6 of 23 tracts In Kettering
High
Within county
43th percentile
#89 of 156 tracts In Montgomery County
Moderate
Within state
48th percentile
#1,651 of 3,162 tracts In Ohio
Moderate
Geographic context
Risk heat across Kettering and the region
Centroid at 39.6845, -84.1636 · click any tract to drill in
Why South Dayton scores 3.4
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Kettering
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Ohio legislature & governorship
2.4
Economic stress
10.0% poverty · this tract
2.5
Supply constraint
$899 rent vs county FMR
3.3
Rent control risk
Inherited from Kettering
5.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Kettering
7.4
Housing court bias
Inherited from Kettering
4.9
How South Dayton compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 36
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
41%Socioeconomic
86%Household composition
31%Racial/ethnic minority
12%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
1%Grade B
0%Grade C
0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
112Total filings over 17 yrs
1.04%Avg annual filing rate
2.2%Peak (2006)
2Filings in 2018 (latest validated)
Filings by year2002 to 2018
Filings dropped 75% over the past 17 months.
Comparable tracts
Census tracts with similar eviction risk
Within South Dayton. Closest by Eviction Risk Score.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
8.5%Housing insecurity
6.3%Utility-shutoff threat
10.1%Food insecurity
8.3%SNAP enrollment
6.1%Transit barriers
6.2%No health insurance
15.6%Frequent mental distress
32.2%Any disability
Analysis
What drives eviction risk in South Dayton
The heaviest input here is tenant organizing strength at 7.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Kettering eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Montgomery County average of 5.4 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 36th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
Princeton's Eviction Lab logged 112 eviction filings here over 17 tracked years, with about 1.0% of renter households facing a filing in a typical year. Filings peaked at 2.2% of renter households in 2006.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 39113020500
Q1
What is the eviction-risk score for census tract 39113020500?
Census tract 39113020500 in the South Dayton neighborhood scores 3.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39113020500?
Median gross rent is $899/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39113020500?
10.0% of residents in tract 39113020500 live below the federal poverty line (ACS B17001, 2023). Population: 1,491.
Q4
How socially vulnerable is tract 39113020500?
CDC Social Vulnerability Index ranks this tract in the 36th percentile nationally. Sub-themes: socioeconomic 41th, household 86th, minority 31th, housing 12th.
Q5
Is tract 39113020500 considered part of South Dayton?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39113020500 fall within South Dayton (neighborhood centroid within 0.8 miles, OSM data).
Q6
How many evictions are filed each year in tract 39113020500?
Princeton Eviction Lab recorded 112 eviction filings across 17 validated years in tract 39113020500 (2000-2018). The average annual filing rate is 1.04% of renter households, peaking at 2.2% in 2006. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39113020500 struggle to pay rent?
About 8.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39113020500 compare to Kettering overall?
Tract 39113020500 scores 3.4/10, higher than the parent city of Kettering at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Kettering eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39113020500 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Kettering
Top eight tracts in Kettering ranked by composite eviction-risk score.