Kettering Eviction Risk: Moderate

The main counterweight is eviction-process difficulty at 2.1/10. Severe burden reaches 16%. Those are renters paying half their income or more, and that is where non-payment filings originate.

The poverty rate is 25%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Sitting well above the midpoint, court filing pressure reads 7.7/10. Against Montgomery County at 42.9%, roughly one in three of renters here are cost-burdened.

Against the Montgomery County average of 4.2, this tract reads riskier for landlords by 1.2 points. Well under the midpoint, state political climate reads 2.4/10.

Court records carry 837 eviction filings across 17 observed years. Filings peaked in 2006 at 10.3% of renter households. In a typical year about 6.3% of renter households face a filing.

Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 4.9/10, which tracks how hard a shock lands on the households already here. Statewide the OH average is 4.2, so this tract runs 1.2 points hotter.

Average gross rent is $1,004, close to the Kettering average.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.