Kettering Eviction Risk: Moderate

The main counterweight is eviction-process difficulty at 2.1/10. Severe burden reaches 16%. Those are renters paying half their income or more, and that is where non-payment filings originate. On the high side, court filing pressure reads 7.7/10.

Well under the midpoint, state political climate reads 2.4/10. The poverty rate is 18%, which in this model reads as reduced rent-recovery odds after a judgment.

Average gross rent is $1,220, 16% above the Kettering average. Princeton's Eviction Lab logged 373 filings here across 17 tracked years. The voucher gap is 13.3%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Filings peaked in 2003 at 7.5% of renter households. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Dayton. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 5.7% of renter households face a filing.

Nationally it ranks #42,813 of 84,120 for landlord eviction difficulty.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.