Within parent city
77
th percentile
High
Census Tract · Ranked #51,553 of 84,120 nationally
Kettering Eviction Risk: Lower
Tract 39113021100 · Montgomery County, OH · pop 3,561
Tract 39113021100, home to 3,561 residents in Kettering in Montgomery County, scores $1/10 for landlord eviction risk. That is riskier than roughly 38% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 26% of renter households, a moderate level, and 16% are severely burdened at 50% or more. Average rent runs $876 a month against an average household income of $57,941 a year, roughly 18% of income at the averages. About 72% of occupied units are renter-occupied, a renter-majority tract.
Risk score
3.4
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19%
Stable renters 53%
Owners 28%
Tract context
Occupied units1,676
Renter share72.0%
SVI overall0.40
Poverty rate13.4%
Median income$57,941
Percentile rank
Higher percentile = riskier than more peers.Within county
47
th percentile
Moderate
Within state
48
th percentile
Moderate
National
39
th percentile
Low
Geographic context
Risk heat across Kettering and the region
Centroid at 39.7207, -84.1313 · click any tract to drill in
Why Kettering scores 3.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Kettering
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Ohio legislature & governorship
2.4
Economic stress
13.4% poverty · this tract
3.3
Supply constraint
$876 rent vs county FMR
3.1
Rent control risk
Inherited from Kettering
5.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Kettering
7.4
Housing court bias
Inherited from Kettering
4.9
How Kettering compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 40
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 63%Socioeconomic
- 56%Household composition
- 48%Racial/ethnic minority
- 10%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 27%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 475Total filings over 17 yrs
- 2.56%Avg annual filing rate
- 6.0%Peak (2016)
- 36Filings in 2018 (latest validated)
Filings climbed 71% over the past 17 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 13.5%Housing insecurity
- 9.5%Utility-shutoff threat
- 16.7%Food insecurity
- 14.1%SNAP enrollment
- 9.6%Transit barriers
- 9.8%No health insurance
- 20.7%Frequent mental distress
- 32.0%Any disability
Analysis
What drives eviction risk in Kettering
The heaviest input here is tenant organizing strength at 7.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Kettering eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Montgomery County average of 5.4 and in line with the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
In CDC survey modeling, about 13.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 9.5% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 39113021100
Q1
What is the eviction-risk score for census tract 39113021100?
Census tract 39113021100 in Kettering scores 3.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39113021100?
Median gross rent is $876/month (ACS 5-year 2023, table B25064). 26% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39113021100?
13.4% of residents in tract 39113021100 live below the federal poverty line (ACS B17001, 2023). Population: 3,561.
Q4
How socially vulnerable is tract 39113021100?
CDC Social Vulnerability Index ranks this tract in the 40th percentile nationally. Sub-themes: socioeconomic 63th, household 56th, minority 48th, housing 10th.
Q5
How many evictions are filed each year in tract 39113021100?
Princeton Eviction Lab recorded 475 eviction filings across 17 validated years in tract 39113021100 (2000-2018). The average annual filing rate is 2.56% of renter households, peaking at 6.0% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 39113021100 struggle to pay rent?
About 13.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 39113021100 compare to Kettering overall?
Tract 39113021100 scores 3.4/10, higher than the parent city of Kettering at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Kettering eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 39113021100 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Kettering
Top eight tracts in Kettering ranked by composite eviction-risk score.
Tract · OH
39113021800
4.3
/ 10 · Moderate
Tract · OH
39113020400
3.7
/ 10 · Low
Tract · OH
39113021501
3.5
/ 10 · Low
Tract · OH
South Dayton
3.4
/ 10 · Low
Tract · OH
39113020100
3.4
/ 10 · Low
Tract · OH
39113021502
3.3
/ 10 · Low
Tract · OH
39113021301
3.2
/ 10 · Low
Tract · OH
39113021000
3
/ 10 · Low
Related