Within parent city
41
th percentile
Moderate
Census Tract · Ranked #65,113 of 84,120 nationally
Kettering Eviction Risk: Lower
Tract 39113021601 · Montgomery County, OH · pop 2,061
How risky is Kettering for landlords? Census tract 39113021601 scores $1/10, the Moderate tier. On the national scale it ranks #52,221 of 84,120 for landlord eviction difficulty.
About 32% of renters carry a rent burden of 30% of income or higher, a high level, and 11% are severely burdened at 50% or more. Average gross rent is $1,076 monthly, set against $73,750 in average yearly household income, roughly 18% of income at the averages. Renters make up 28% of occupied homes.
Risk score
2.6
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 9%
Stable renters 19%
Owners 72%
Tract context
Occupied units907
Renter share28.4%
SVI overall0.16
Poverty rate5.3%
Median income$73,750
Percentile rank
Higher percentile = riskier than more peers.Within county
26
th percentile
Low
Within state
29
th percentile
Low
National
23
th percentile
Low
Geographic context
Risk heat across Kettering and the region
Centroid at 39.6836, -84.1360 · click any tract to drill in
Why Kettering scores 2.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Kettering
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Ohio legislature & governorship
2.4
Economic stress
5.3% poverty · this tract
1.3
Supply constraint
$1,076 rent vs county FMR
5.0
Rent control risk
Inherited from Kettering
5.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Kettering
7.4
Housing court bias
Inherited from Kettering
4.9
How Kettering compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 16
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 26%Socioeconomic
- 47%Household composition
- 17%Racial/ethnic minority
- 10%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 1%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 209Total filings over 17 yrs
- 3.96%Avg annual filing rate
- 8.0%Peak (2012)
- 2Filings in 2018 (latest validated)
Filings dropped 85% over the past 17 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 8.2%Housing insecurity
- 5.9%Utility-shutoff threat
- 9.0%Food insecurity
- 6.8%SNAP enrollment
- 5.8%Transit barriers
- 5.8%No health insurance
- 16.4%Frequent mental distress
- 27.5%Any disability
Analysis
What drives eviction risk in Kettering
The score leans hardest on tenant organizing strength at 7.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Kettering eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Montgomery County average of 5.4 and in line with the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 8.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.9% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 16th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 39113021601
Q1
What is the eviction-risk score for census tract 39113021601?
Census tract 39113021601 in Kettering scores 2.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39113021601?
Median gross rent is $1,076/month (ACS 5-year 2023, table B25064). 32% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39113021601?
5.3% of residents in tract 39113021601 live below the federal poverty line (ACS B17001, 2023). Population: 2,061.
Q4
How socially vulnerable is tract 39113021601?
CDC Social Vulnerability Index ranks this tract in the 16th percentile nationally. Sub-themes: socioeconomic 26th, household 47th, minority 17th, housing 10th.
Q5
How many evictions are filed each year in tract 39113021601?
Princeton Eviction Lab recorded 209 eviction filings across 17 validated years in tract 39113021601 (2000-2018). The average annual filing rate is 3.96% of renter households, peaking at 8.0% in 2012. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 39113021601 struggle to pay rent?
About 8.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 39113021601 compare to Kettering overall?
Tract 39113021601 scores 2.6/10, right in line with the parent city of Kettering at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Kettering eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 39113021601 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 1% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Kettering
Top eight tracts in Kettering ranked by composite eviction-risk score.
Tract · OH
39113021800
4.3
/ 10 · Moderate
Tract · OH
39113020400
3.7
/ 10 · Low
Tract · OH
39113021501
3.5
/ 10 · Low
Tract · OH
South Dayton
3.4
/ 10 · Low
Tract · OH
39113021100
3.4
/ 10 · Low
Tract · OH
39113020100
3.4
/ 10 · Low
Tract · OH
39113021502
3.3
/ 10 · Low
Tract · OH
39113021301
3.2
/ 10 · Low
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