Central City Eviction Risk: Moderate , Erie

Cost burden runs 78% here against 42.3% across Erie County. Annualized rent equals 43% of average household income of $28,426, past the 30% affordability line, which thins the margin any screening standard has to work with.

The dominant input is court filing pressure at 8.2/10. This is renter territory: 67% of occupied units are tenant-occupied.

The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Against the Erie County average of 4.3, this tract reads riskier for landlords by 1.5 points. Average gross rent is $1,009, 16% above the Erie average.

Running hot, economic stress reads 6.9/10. The filing record is not thin: 550 evictions over 7 years of observation. Filings peaked in 2001 at 18.8% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 18.9% of renter households face a filing.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.