Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #20,506 of 84,120 nationally
Penn Summit Eviction Risk: Moderate , Bethlehem
Tract 42095010400 · Northampton County, PA · pop 5,660 · neighborhood within 0.1 mi
42095010400 is a census tract in the Penn Summit area of Bethlehem, PA. It scores 5.8/10 for landlords. It is home to 5,660 residents. Cost burden runs 62% here against 43.1% across Northampton County.
Risk score
5.8
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 17%
Stable renters 10%
Owners 73%
Tract context
Occupied units2,252
Renter share26.7%
SVI overall0.17
Poverty rate7.0%
Median income$84,923
Percentile rank
Higher percentile = riskier than more peers.Within parent city
22
th percentile
Low
Within county
73
th percentile
Elevated
Within state
78
th percentile
High
Geographic context
Risk heat across Bethlehem and the region
Centroid at 40.6464, -75.3533 · click any tract to drill in
Why Penn Summit scores 5.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Bethlehem
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
7.0% poverty · this tract
1.8
Supply constraint
$1,908 rent vs county FMR
7.7
Rent control risk
Inherited from Bethlehem
7.1
Eviction process difficulty
State law sets the calendar
3.5
Tenant organizing strength
Inherited from Bethlehem
9.1
Housing court bias
Inherited from Bethlehem
7.1
How Penn Summit compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 17
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 27%Socioeconomic
- 33%Household composition
- 51%Racial/ethnic minority
- 9%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 5%Grade A
- 11%Grade B
- 31%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 170Total filings over 7 yrs
- 5.87%Avg annual filing rate
- 7.8%Peak (2001)
- 28Filings in 2006 (latest validated)
Filings climbed 33% over the past 7 months.
Analysis
What drives eviction risk in Penn Summit
Average gross rent is $1,908, 38% above the Bethlehem average. The score leans hardest on tenant-organizing strength at 9.1/10. On the high side, court filing pressure reads 8.5/10.
The voucher gap is 26.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Running cool, economic stress reads 1.8/10. Against the Northampton County average of 4.5, this tract reads riskier for landlords by 1.3 points.
Court records carry 170 eviction filings across 7 observed years. Filings peaked in 2001 at 7.8% of renter households.
In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 5.9% of renter households face a filing. On the national scale it lands near the 76th percentile of the 84,120 tracts scored.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 42095010400
Q1
What is the eviction-risk score for census tract 42095010400?
Census tract 42095010400 in the Penn Summit neighborhood scores 5.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42095010400?
Median gross rent is $1,908/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42095010400?
7.0% of residents in tract 42095010400 live below the federal poverty line (ACS B17001, 2023). Population: 5,660.
Q4
How socially vulnerable is tract 42095010400?
CDC Social Vulnerability Index ranks this tract in the 17th percentile nationally. Sub-themes: socioeconomic 27th, household 33th, minority 51th, housing 9th.
Q5
Is tract 42095010400 considered part of Penn Summit?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42095010400 fall within Penn Summit (neighborhood centroid within 0.1 miles, OSM data).
Q6
How many evictions are filed each year in tract 42095010400?
Princeton Eviction Lab recorded 170 eviction filings across 7 validated years in tract 42095010400 (2000-2018). The average annual filing rate is 5.87% of renter households, peaking at 7.8% in 2001. Source: Eviction Lab tract-validated 2024 release.
Q7
How does tract 42095010400 compare to Bethlehem overall?
Tract 42095010400 scores 5.8/10, right in line with the parent city of Bethlehem at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Bethlehem eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 42095010400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Bethlehem
Top eight tracts in Bethlehem ranked by composite eviction-risk score.
Tract · PA
Elliott Heights
7.3
/ 10 · Elevated
Tract · PA
Clearfield Terrace
7.3
/ 10 · Elevated
Tract · PA
Central Bethlehem
7.3
/ 10 · Elevated
Tract · PA
Historic Bethlehem
7.3
/ 10 · Elevated
Tract · PA
Historic South Bethlehem
7.3
/ 10 · Elevated
Tract · PA
Historic South Bethlehem
7.3
/ 10 · Elevated
Tract · PA
Sayre Park
7.3
/ 10 · Elevated
Tract · PA
South Side
7.3
/ 10 · Elevated
Related