Penn Summit Eviction Risk: Moderate , Bethlehem
Tract 42095010400 · Northampton County, PA · pop 5,660 · neighborhood within 0.1 mi
Census tract 42095010400 runs through Penn Summit in Bethlehem. With 5,660 residents, it scores 6.4/10 for landlords. That is riskier than roughly 84% of the 84,120 US census tracts we score.
About 62% of renters carry a rent burden of 30% of income or higher, a severe level, and 7% are severely burdened at 50% or more. Average rent runs $1,908 a month against an average household income of $84,923 a year, roughly 27% of income at the averages. About 27% of occupied units are renter-occupied.
Percentile rank
Higher percentile = riskier than more peers.Risk heat across Bethlehem and the region
Centroid at 40.6464, -75.3533 · click any tract to drill in
Why Penn Summit scores 4.3
9 axes · 1 = landlord-friendlyHow Penn Summit compares
Risk score vs. parent city, county, state.SVI percentile: 17
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 27%Socioeconomic
- 33%Household composition
- 51%Racial/ethnic minority
- 9%Housing & transportation
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 5%Grade A
- 11%Grade B
- 31%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 170Total filings over 7 yrs
- 5.87%Avg annual filing rate
- 7.8%Peak (2001)
- 28Filings in 2006 (latest validated)
What drives eviction risk in Penn Summit
What moves this score most is tenant organizing strength at 9.1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Bethlehem eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Northampton County average of 5.6 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the riskier side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
The tract is predominantly White and ranks around the 17th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
About tract 42095010400
What is the eviction-risk score for census tract 42095010400?
What is the average rent in tract 42095010400?
What is the poverty rate in tract 42095010400?
How socially vulnerable is tract 42095010400?
Is tract 42095010400 considered part of Penn Summit?
How many evictions are filed each year in tract 42095010400?
How does tract 42095010400 compare to Bethlehem overall?
Was tract 42095010400 historically redlined?
Highest-risk tracts in Bethlehem
Top eight tracts in Bethlehem ranked by composite eviction-risk score.