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Neighborhood · Ranked #10,885 of 84,120 nationally

Cobbs Creek Eviction Risk: Elevated , Philadelphia

Tract 42101008400 · Philadelphia County, PA · pop 5,403 · neighborhood within 0.3 mi

The Elevated-tier score of 7.1/10 for census tract 42101008400 reflects conditions in Cobbs Creek in Philadelphia, Pennsylvania. It lands near the 95th percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 66% of renter households, a severe level, and 28% are severely burdened at 50% or more. The typical renter pays about $1,332 a month while the average household earns $53,182 a year, roughly 30% of income at the averages. Renters make up 45% of occupied homes.

Risk score
6.1
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 30% Stable renters 15% Owners 55%
Tract context
Occupied units1,816
Renter share44.7%
SVI overall0.88
Poverty rate23.0%
Median income$53,182

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
25 th percentile
Rank, 25th percentileLowHigh
#4 of 5 tracts In Cobbs Creek
Low
Within parent city
64 th percentile
Rank, 64th percentileLowHigh
#148 of 408 tracts In Philadelphia
Elevated
Within county
64 th percentile
Rank, 64th percentileLowHigh
#148 of 408 tracts In Philadelphia County
Elevated
Within state
89 th percentile
Rank, 89th percentileLowHigh
#398 of 3,445 tracts In Pennsylvania
High
Geographic context

Risk heat across Philadelphia and the region

Centroid at 39.9580, -75.2355 · click any tract to drill in

Why Cobbs Creek scores 6.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Philadelphia
8.0
Regional political climate
2024 county presidential margin
8.2
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
23.0% poverty · this tract
5.7
Supply constraint
$1,332 rent vs county FMR
2.4
Rent control risk
Inherited from Philadelphia
6.0
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from Philadelphia
7.5
Housing court bias
Inherited from Philadelphia
7.5

How Cobbs Creek compares

Risk score vs. parent city, county, state.
Cobbs Creek risk score vs. parent city / county / stateThis tract: 6.16.1This tracttract 008400Philadelphia: 5.55.5Philadelphiaparent cityCounty: 5.65.6Countyavg tract in countyState: 3.93.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 88

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 314Total filings over 4 yrs
  • 9.47%Avg annual filing rate
  • 8.3%Peak (2016)
  • 84Filings in 2016 (latest validated)
Filings by year 2010 to 2016
Year-by-year eviction filings in tract 421010084002010: 74 filings (10.42/100 renter HHs)2011: 79 filings (9.69/100 renter HHs)2012: 77 filings (9.45/100 renter HHs)2016: 84 filings (8.31/100 renter HHs)
Filings stayed roughly flat over the past 4 months.

Pandemic-era tracking (2020–2021)

  • 303Total filings 2020-21
  • 3.9Avg monthly (observed)
  • 6.9Pre-pandemic baseline
  • 0.57×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 7 filings (1.12× baseline)2020-02-01: 6 filings (1.33× baseline)2020-03-01: 4 filings (0.73× baseline)2020-04-01: 0 filings (0.00× baseline)2020-05-01: 0 filings (0.00× baseline)2020-06-01: 0 filings (0.00× baseline)2020-07-01: 0 filings (0.00× baseline)2020-08-01: 1 filings (0.12× baseline)2020-09-01: 3 filings (0.32× baseline)2020-10-01: 0 filings (0.00× baseline)2020-11-01: 3 filings (0.41× baseline)2020-12-01: 3 filings (0.46× baseline)2021-01-01: 0 filings (0.00× baseline)2021-02-01: 2 filings (0.44× baseline)2021-03-01: 4 filings (0.73× baseline)2021-04-01: 1 filings (0.16× baseline)2021-05-01: 2 filings (0.31× baseline)2021-06-01: 0 filings (0.00× baseline)2021-07-01: 1 filings (0.10× baseline)2021-08-01: 1 filings (0.12× baseline)2021-09-01: 4 filings (0.43× baseline)2021-10-01: 3 filings (0.27× baseline)2021-11-01: 5 filings (0.69× baseline)2021-12-01: 4 filings (0.62× baseline)2022-01-01: 4 filings (0.64× baseline)2022-02-01: 0 filings (0.00× baseline)2022-03-01: 4 filings (0.73× baseline)2022-04-01: 1 filings (0.16× baseline)2022-05-01: 7 filings (1.08× baseline)2022-06-01: 5 filings (0.77× baseline)2022-07-01: 3 filings (0.30× baseline)2022-08-01: 4 filings (0.48× baseline)2022-09-01: 6 filings (0.65× baseline)2022-10-01: 2 filings (0.18× baseline)2022-11-01: 9 filings (1.24× baseline)2022-12-01: 9 filings (1.38× baseline)2023-01-01: 8 filings (1.28× baseline)2023-02-01: 1 filings (0.22× baseline)2023-03-01: 4 filings (0.73× baseline)2023-04-01: 5 filings (0.80× baseline)2023-05-01: 10 filings (1.54× baseline)2023-06-01: 8 filings (1.23× baseline)2023-07-01: 6 filings (0.60× baseline)2023-08-01: 2 filings (0.24× baseline)2023-09-01: 2 filings (0.22× baseline)2023-10-01: 5 filings (0.44× baseline)2023-11-01: 4 filings (0.55× baseline)2023-12-01: 6 filings (0.92× baseline)2024-01-01: 5 filings (0.80× baseline)2024-02-01: 8 filings (1.78× baseline)2024-03-01: 2 filings (0.36× baseline)2024-04-01: 10 filings (1.60× baseline)2024-05-01: 5 filings (0.77× baseline)2024-06-01: 4 filings (0.62× baseline)2024-07-01: 5 filings (0.50× baseline)2024-08-01: 4 filings (0.48× baseline)2024-09-01: 5 filings (0.54× baseline)2024-10-01: 2 filings (0.18× baseline)2024-11-01: 6 filings (0.83× baseline)2024-12-01: 5 filings (0.77× baseline)2025-01-01: 8 filings (1.28× baseline)2025-02-01: 6 filings (1.33× baseline)2025-03-01: 3 filings (0.55× baseline)2025-04-01: 1 filings (0.16× baseline)2025-05-01: 3 filings (0.46× baseline)2025-06-01: 6 filings (0.92× baseline)2025-07-01: 5 filings (0.50× baseline)2025-08-01: 4 filings (0.48× baseline)2025-09-01: 1 filings (0.11× baseline)2025-10-01: 3 filings (0.27× baseline)2025-11-01: 6 filings (0.83× baseline)2025-12-01: 5 filings (0.77× baseline)2026-01-01: 4 filings (40.00× baseline)2026-02-01: 8 filings (80.00× baseline)2026-03-01: 7 filings (70.00× baseline)2026-04-01: 2 filings (20.00× baseline)2026-05-01: 1 filings (10.00× baseline)

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Palm Beach as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Cobbs Creek. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Cobbs Creek

The heaviest input here is eviction process difficulty at 7.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Philadelphia eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Philadelphia County average of 6.8 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 16% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

During 2020 and 2021, eviction filings here ran at about 0.57x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 42101008400

Q1

What is the eviction-risk score for census tract 42101008400?

Census tract 42101008400 in the Cobbs Creek neighborhood scores 6.1/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 42101008400?

Median gross rent is $1,332/month (ACS 5-year 2023, table B25064). 66% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 42101008400?

23.0% of residents in tract 42101008400 live below the federal poverty line (ACS B17001, 2023). Population: 5,403.
Q4

How socially vulnerable is tract 42101008400?

CDC Social Vulnerability Index ranks this tract in the 88th percentile nationally. Sub-themes: socioeconomic 73th, household 91th, minority 98th, housing 79th.
Q5

Is tract 42101008400 considered part of Cobbs Creek?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42101008400 fall within Cobbs Creek (neighborhood centroid within 0.3 miles, OSM data).
Q6

How many evictions are filed each year in tract 42101008400?

Princeton Eviction Lab recorded 314 eviction filings across 4 validated years in tract 42101008400 (2000-2018). The average annual filing rate is 9.47% of renter households, peaking at 8.3% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 42101008400 drop during COVID?

Pandemic-era filings ran 0.57× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Palm Beach), 2020-2021.
Q8

How does tract 42101008400 compare to Philadelphia overall?

Tract 42101008400 scores 6.1/10, higher than the parent city of Philadelphia at 5.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Philadelphia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 42101008400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Philadelphia

Top eight tracts in Philadelphia ranked by composite eviction-risk score.

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