Neighborhood · Ranked #75,086 of 84,120 nationally

Saddle Ridge Eviction Risk: Lower , McKinney

Tract 48085030543 · Collin, TX · pop 3,981 · neighborhood within 1.2 mi

The Saddle Ridge area of McKinney is where census tract 48085030543 sits, home to 3,981 residents. Its landlord eviction-risk score is 4.7/10. On the national scale it ranks #60,900 of 84,120 for landlord eviction difficulty.

59% of renter households here spend at least 30% of income on rent, a severe level, and 38% are severely burdened at 50% or more. The typical renter pays about $1,786 a month while the average household earns $121,146 a year, roughly 18% of income at the averages. About 53% of occupied units are renter-occupied, a renter-majority tract.

Risk score

1.9

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 32% Stable renters 22% Owners 46%

Tract context

Occupied units1,603

Renter share53.5%

SVI overall0.55

Poverty rate11.1%

Median income$121,146

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across McKinney and the region

Centroid at 33.1449, -96.6987 · click any tract to drill in

Why Saddle Ridge scores 1.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from McKinney

2.5

Regional political climate

2024 county presidential margin

4.8

State political climate

Texas legislature & governorship

1.5

Economic stress

11.1% poverty · this tract

2.8

Supply constraint

$1,786 rent vs county FMR

4.5

Rent control risk

Inherited from McKinney

1.0

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from McKinney

1.5

Housing court bias

Inherited from McKinney

2.0

How Saddle Ridge compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 55

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

51%Socioeconomic
17%Household composition
72%Racial/ethnic minority
74%Housing & transportation

Analysis

What drives eviction risk in Saddle Ridge

The heaviest input here is supply constraint at 4.5/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from McKinney eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Collin County average of 4.7 and in line with the Texas statewide average of 4.9. Within its own county it reads on the riskier side for landlords.

The tract is White and Asian and ranks around the 55th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 48085030543

What is the eviction-risk score for census tract 48085030543?

Census tract 48085030543 in the Saddle Ridge neighborhood scores 1.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 48085030543?

Median gross rent is $1,786/month (ACS 5-year 2023, table B25064). 59% of renter households are cost-burdened.

What is the poverty rate in tract 48085030543?

11.1% of residents in tract 48085030543 live below the federal poverty line (ACS B17001, 2023). Population: 3,981.

How socially vulnerable is tract 48085030543?

CDC Social Vulnerability Index ranks this tract in the 55th percentile nationally. Sub-themes: socioeconomic 51th, household 17th, minority 72th, housing 74th.

Is tract 48085030543 considered part of Saddle Ridge?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 48085030543 fall within Saddle Ridge (neighborhood centroid within 1.2 miles, OSM data).

How does tract 48085030543 compare to McKinney overall?

Tract 48085030543 scores 1.9/10, lower than the parent city of McKinney at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from McKinney eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in McKinney

Top eight tracts in McKinney ranked by composite eviction-risk score.