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Neighborhood · McKinney, TX

Saddle Ridge Eviction Risk: Lower

1 census tracts · pop 3,981 · pop-weighted Eviction Risk Score 3.4/10 · range 3.4–3.4

Saddle Ridge maps to a single census tract in McKinney, TX, population 3,981. That produces an Eviction Risk Score of 3.4/10, Lower tier. 59% of renters here are cost-burdened at the 30% threshold, well clear of the McKinney rate of 29.4%.

38% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The main counterweight is rent-regulation exposure, at 1/10.

Well under the midpoint is tenant-organizing strength, at 1.5/10. On the softer side is housing-court posture, at 2/10. Average gross rent is $1,786, 6% below the McKinney average of $1,901.

Rent takes 18% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. 54% of occupied units are renter-occupied.

One tract means one number: 3.4/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
3.4
Lower
1 tracts · population-weighted
Saddle Ridge vs McKinney How this neighborhood stacks against the citywide average
% of income on rent
58.9% +100%
McKinney: 29.4%
Average gross rent
$1,786 -6%
McKinney: $1,901
Average HH income
$121,146 +1%
McKinney: $120,273
Poverty rate
11.1% +83%
McKinney: 6.1%
Renter share
53.5% +48%
McKinney: 36.2%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Saddle Ridge and the region

Click any tract to drill in · 1 tracts span score 3.4–3.4

Why Saddle Ridge scores 3.4

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 1.5–1.5 across tracts
1.5
Regional political climate
County-level mix · 2024 presidential margin · Range 4.8–4.8 across tracts
4.8
Local political climate
Parent city governance · Range 2.5–2.5 across tracts
2.5
Rent control risk
59% of income on rent · Range 1.0–1.0 across tracts
1.0
Eviction process difficulty
State notice requirements & court backlog · Range 2.5–2.5 across tracts
2.5
Tenant organizing strength
54% renter households · Range 1.5–1.5 across tracts
1.5
Housing court bias
County bench composition · Range 2.0–2.0 across tracts
2.0
Economic stress
11.1% below poverty line · Range 2.8–2.8 across tracts
2.8
Supply constraint
Rent-to-FMR gap & zoning friction · Range 4.5–4.5 across tracts
4.5
Risk score comparison

Saddle Ridge vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Saddle Ridge score vs. parent city, state, U.S.Saddle Ridge: 3.43.4Saddle RidgeNeighborhoodParent city: 3.23.2Parent cityhost cityState: 3.63.6Stateavg in stateU.S.: 5.15.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in Saddle Ridge

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
48085030543 3.4 3,981 59% $1,786
Social Vulnerability Index

CDC SVI percentile: 55

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 51%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 17%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 72%ile
Hispanic + non-white share of population
Housing & transport 74%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Frequently asked

About Saddle Ridge

Q1

What is the eviction-risk score for Saddle Ridge?

Saddle Ridge scores 3.4/10 (Lower tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Saddle Ridge compare to McKinney overall?

Saddle Ridge scores 0.2 points higher than McKinney overall (3.2/10). Renters spend 59% of income on rent vs 29% citywide. Average rent: $1,786 vs $1,901.
Q3

What is the average rent in Saddle Ridge?

Average gross rent in Saddle Ridge is $1,786/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 59% of renter households are cost-burdened.
Q4

What percentage of Saddle Ridge residents are renters?

54% of Saddle Ridge households are renter-occupied (vs 36% in McKinney). The neighborhood has 3,981 residents.
Q5

Is Saddle Ridge a high social-vulnerability area?

Saddle Ridge sits in the 55th percentile nationally on the CDC Social Vulnerability Index (moderately vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is Saddle Ridge for landlords?

Saddle Ridge carries a lower-tier eviction-risk profile for landlords (3.4/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to McKinney as a whole (3.2/10), this neighborhood is in line with the citywide level.
Q7

What is the demographic breakdown of Saddle Ridge?

Saddle Ridge has 4,358 residents. Top groups: White (non-Hispanic) (38.6%), Asian (non-Hispanic) (38.1%), Black (non-Hispanic) (12.7%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Saddle Ridge

Sibling neighborhoods

Other neighborhoods inside McKinney

Same parent city, ranked by score similarity to Saddle Ridge.

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